- Business Plus Checking Accounts
- Business Plus Savings and Money Market Accounts
- Check Clearing for the 21st Century Act (Check 21)
- Financial Institution Autopay Business Account to Business Account
Reminder: The company names MUST match. Please attach a VOIDED check - Financial Institution Autopay Cancellation
Business Plus Checking
Low fees, flexibility and total convenience
Redwood Credit Union's Business Plus program offers three checking plans - choose the one that's just right for you and your business.
All Three Business Plus Checking Plans include:
- Free Online Banking
- Free Online Bill Pay
- Night Deposit Box Access (select locations** )
- Cash Management Services
- Toll-Free Priority Help Line - (877) 545-4100
- Overdraft Line of Credit (must qualify for Overdraft Line of Credit)
- Check Ordering by Phone: (800) 503-2345
Business Plus Checking Programs
| Basic + | Active + | Premium + | |
| Minimum Opening Deposit | $200 | $200 | $200 |
| Monthly Fee | $8 (waived for qualifying community organizations) | $10 | $15 |
| Minimum Daily Balance to Waive Mo. Fee OR | $1,000 | $2,500 | $5,000 |
| Average Daily Balance to Waive Mo. Fee | $2,500 | $5,000 | $10,000 |
| Dividend Bearing | NO | YES find rates here. |
YES find rates here. |
| No of Items Paid Per Month | 75 items paid free ($ .20 each thereafter) |
250 items paid free ($ .20 each thereafter) |
500 items paid free ($ .20 each thereafter) |
| No. of Deposits Per Month | 15 free deposits ($ 2 each thereafter) |
30 free deposits ($ 2 each thereafter) |
50 free deposits ($ 2 each thereafter) |
| No. of Items Per Deposit | Maximum of 25 | Maximum of 50 | Maximum of 75 |
| ($ .10 each thereafter) | ($ .10 each thereafter) | ($ .10 each thereafter) | |
| ATM Transactions | Unlimited withdrawals At RCU ATMs* | Unlimited withdrawals At RCU ATMs* | Unlimited withdrawals At RCU ATMs* |
| Coin & Currency Processing | Up to $1,000 per month | Up to $2,500 per month | Up to $5,000 per month |
| ($5 per $1000 thereafter) | ($5 per $1000 thereafter) | ($5 per $1000 thereafter) |
* Regular fee schedule applies for withdrawals at non-RCU ATMs.
** Night Deposit Box Access available at all our branches except Novato and West College Ave, Santa Rosa
Find our Business Rates, Yields, and Cost Recovery Schedule here.
** Night Deposit Box Access available at all our branches except Novato and West College Ave, Santa Rosa
Find our Business Rates, Yields, and Cost Recovery Schedule here.
To receive quick, accurate answers to your Business Plus membership questions, call our Business Plus priority help line at (877) 545-4100 or visit any RCU branch.
Redwood Credit Union accounts are insured to $100,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.
Protecting your privacy is our top priority. Please refer to our Privacy Policy.
