Redwood Credit Union | Business Services | Investment and Retirement Planning

Investment and Retirement Planning

Retirement Plans for Your Employees

As the cost-conscious owner of a small business, you may think that a retirement plan is a luxury. Actually, it’s a benefit you can’t afford to pass up for yourself and your employees.

Funded by tax-deductible contributions, a small business retirement plan can help to:

Reduce your business taxes
Build vital retirement savings for yourself
Provide an attractive benefit to recruit, reward, and retain valuable employees

Our plans include:

Simplified Employee Pensions Plans (SEP)

Higher Contribution Limits
Cost Flexibility
Limited Administration
Vesting

Simple IRAs

Two Contribution Choices for Employers
Administrative Simplicity
Vesting
Low Cost

A Variety of 401(k) Plans

Aged Weighted
New Comparability Plans
Safe Harbor
Solo

401(k) Your Way

Web-based
Low Cost
Easy to Administer
Variety of Mutual Fund Families for Investments
Completely Automated

The Business Retirement Specialists

Our team is ready to work with you to evaluate your company's retirement plan needs. We'll consider key factors including cost, plan features, record keeping services, tax implications and investment choices. Once we've helped you find the right retirement plan for you and your employees our Retirement Specialists, who are licensed and registered thorough CUSO Financial Services, L.P., can walk you thorough every step of the process.

For more information regarding any of the products and services outlined above or to schedule a no-cost, no-obligation appointment , please visit your nearest Redwood Credit Union branch, or call us today: 1 (800) 479-7928

Redwood Credit Union accounts are insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Redwood Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union Members.

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