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Loan ProductsLoan Products

SBA Loans

Guaranteed in part by the US government, Small Business Administration (SBA) loans from RCU can help your business with a wide variety of lending needs that might not otherwise qualify for conventional financing.

7(a) Loans

SBA 7(a) Loans can be used for a variety of purposes, including tenant improvements, debt refinance, equipment, working capital, acquisition, partnership buyout, commercial real estate and more.

  • Terms from 7 to 25 years
  • Amounts from $75,000 to $2 million

504 Loans

SBA 504 Loans offer long-term fixed rate financing for real estate, machinery or heavy equipment for expansion or modernization.

  • Up to 90% financing
  • Amounts up to $5 million

For more information on any of these products, please contact RCU's Business Services Division at 1 (800) 895-7610 or visit an RCU branch.


Redwood Credit Union accounts are insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

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