Membership Benefits
- Membership Makes The Difference
- Additional Member Benefits
- Travelers Cheques
- Notary Services
- Safety Deposit Boxes
- Redwood Rewards Program
- Service Standards
- Who Can Join
- Ready to Switch to RCU?
Membership Makes the Difference
At RCU, we don't have customers--we have Members. Why? Because once you join a credit union, you become a part owner in our financial institution. While Redwood Credit Union offers the same types of financial products and services as any large bank, our ability to provide exceptional value and personal service truly set us apart. Here are some things to consider about the benefits of credit union membership:
- Your initial deposit entitles you to ownership of the Credit Union
- Credit union earnings from loans and investments are returned to Members in the form of higher dividends, lower loan rates, low or no fee services, as well as additional branches, ATMs, etc.
- Policy-making and oversight duties fall to the credit union's volunteer Board of Directors and Supervisory Committee, respectively, which are comprised of Members elected by the membership
Additional Member Benefits
Travelers Cheques
American Express Traveler's Cheques (one and two-signer) - One-signer cheques are provided to Members free of charge. Two-signer cheques are available at a cost of 1% of the amount.
Notary Services
Notary services are offered at select RCU branches by appointment only. Please call (800) 479-7928 for this service. Click here for information about our Member rewards program, Redwood Rewards, which offers a number of free notarized signatures per month for participants.
Safe Deposit Boxes
You'll find this convenient service at most of our branches. Please see our RCU's Cost Recovery Schedule for box dimensions and annual fees. Please call us at (800) 479-7928 for availability. Redwood Rewards participants are eligible for safe deposit box discounts.
Who Can Join
Anyone living or working in the following Northern Bay Area counties of California may join Redwood Credit Union:
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Immediate family members, including husband, wife, children and their spouses, grandchildren, parents, grandparents, and/or siblings of current Credit Union Members are also welcome to join Redwood Credit Union. We also serve more than 400 employer groups, associations and chambers of commerce in the Northern Bay Area. To receive quick, accurate answers to your membership questions, call us at (800) 479-7928, or simply e-mail us. If you're within our field of membership and are ready to experience the difference of credit union membership, click here to apply.
RCU is a California state-chartered Credit Union. All RCU Member accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the Federal Government.
