Home Loans
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(Access information on your existing loan)
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Platinum VISA® Cards
- RCU’s Visa card program was recently rated one of the best in the country! We offer low fixed & variable rates, online fraud protection and a rewards program that is truly rewarding!
- Our card also provides you the convenience of travel accident insurance, emergency travel assistance, auto rental insurance, cash advances, extended purchase protection and more!
Balance Transfers
- It’s easy to transfer an existing balance to your RCU Visa – and there are NO balance transfer fees!
- Simply fill out the balance transfer form and drop it off at any of our locations or mail it to:
Redwood Credit Union
Attn: Card Services
PO Box 6104
Santa Rosa, CA 95406-0104
VISA Autopay
Our convenient Visa Autopay service gives you peace of mind that your RCU Visa card payments will be made automatically and on time each month through a secure electronic transfer from your RCU checking or savings account, or from your account at another institution. Read more about Visa Autopay.
If you have any questions about your Visa card, available credit or if you’d like to request a credit increase, call us today 1 (800) 479-7928 and we’ll be happy to assist you.
- Balance Transfer Form
- Apply online for a card today
- View rates, terms and conditions
- Add RedwoodRewards Plus
Personal Loans & Lines Of Credit
Signature, Line of Credit and Overdraft Protection
- Loans and lines of credit up to $20,000
- Obtain an advance quickly and easily
- Choose from Overdraft Protection to your RCU Checking Account, a Signature Loan or a Personal Line of Credit!
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Share Secured Loans |
- Repayment terms up to 120 months
- Loan amounts from $500
- An APR equal to 2.50% plus the dividend rate you earn on the Share Account securing the loan (for example, if your regular Share Savings account is used to secure the loan, and you're earning a 1.00% Annual Percentage Yield (APY) on that account, the APR on your Share-Secured loan would be 1.00% plus 2.50%, or 3.50%)
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Stock Secured Loans
- Competitive rates tied to the Prime Lending Rate as published in the Wall Street Journal
- Borrow up to 50% of the value of your stocks
- Loan amounts from $500
- Repayment terms up to 60 months
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Vehicle Loans - Auto and Recreational
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