RCU Visa® Interest Rates, Fees & Grace Period for Purchases
| VISA Product | Platinum | Classic | Share Secured |
| Annual Percentage Rate (APR) for Purchases | Annual Percentage Rate (APR) for Purchases | Annual Percentage Rate (APR) for Purchases | Annual Percentage Rate (APR) for Purchases |
| Premier Plus Rate | 9.90% | 11.90% | 14.90% |
| Premier Rate | 10.90% | 12.90% | 14.90% |
| Advantage Rate | 13.90% | 13.90% | 14.90% |
| Base Rate | 16.90% | 16.90% | 14.90% |
APR=Annual Percentage Rate
For more information, to find out if terms have changed, or to apply for an RCU VISA please call (800) 479-7928 or apply online now.
Platinum cards available with credit limits from $5,000 to $50,000; Classic cards available with credit limits from $500 to $10,000. Share Secured cards available with credit limits from $500 to $20,000.
RCU Share Secured VISA requires a pledge amount from an RCU share savings or certificate (excluding IRA and checking accounts) equal to the credit limit for as long as the Member has the card. In the event the balance due is more than 45 days delinquent, RCU reserves the right to offset the share savings or certificate that the card is pledged by. CURewards program is not available on RCU Share Secured VISA credit cards.
Rates and policies are subject to change without notice. Call for current information or refer to RCU's current Truth in Savings Account Disclosure (TISA)* leaflet and Multiple Account Disclosure for full details on early withdrawal penalties, terms and conditions on specific accounts. See separate Cost Recovery Schedule* for all fees.
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