Rates are effective as of
| The following rates are posted for Members who already have an established account | ||||||||||||||
Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal.
+On 9-Month, 1 Year, 18-Month and 2 Year certificate dividend rates and APY receive a 0.25% rate bonus for active checking.
Rates and policies are subject to change without notice. Call for current information or refer to RCU's current Truth in Savings Account Disclosure (TISA)* leaflet and Multiple Account Disclosure for full details on early withdrawal penalties, terms and conditions on specific accounts. See separate Cost Recovery Schedule* for all fees. Fees may reduce earnings.
^^Rates marked "closed" are no longer available to new accounts but are listed for the benefit of Members with these products. At maturity, 11-month and 14-month certificates will renew as 12-month certificates at RCU’s prevailing 12-month certificate rate. 25-month certificates renew as 2-year certificates at RCU's prevailing 2-year certificate rate. At maturity, 7/7 certificates will automatically renew at the same rate or prevailing 7-mo. rate (whichever is higher). Following second term, certificates will renew as 6-mo. certificates at RCU's prevailing 6-mo. rates. At maturity Market Match certificates will renew as 12-month certificates at RCU’s prevailing 12-month certificate rate.
Redwood Credit Union Member deposit accounts are Federally insured up to $100,000 by the National Credit Union Administration (NCUA)