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Rates

Regular Share Certificate

Rates are effective as of


The following rates are posted for Members who already have an established account
APY=Annual Percentage Yield

Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal.

+On 9-Month, 1 Year, 18-Month and 2 Year certificate dividend rates and APY receive a 0.25% rate bonus for active checking.

Rates and policies are subject to change without notice. Call for current information or refer to RCU's current Truth in Savings Account Disclosure (TISA)* leaflet and Multiple Account Disclosure for full details on early withdrawal penalties, terms and conditions on specific accounts. See separate Cost Recovery Schedule* for all fees. Fees may reduce earnings.

* This is an Adobe Acrobat PDF file. If you do not have Adobe Acrobat Reader, you can click here for your free download. Click this link for instructions on configuring Netscape to read PDF files.

^^Rates marked "closed" are no longer available to new accounts but are listed for the benefit of Members with these products. At maturity, 11-month and 14-month certificates will renew as 12-month certificates at RCU’s prevailing 12-month certificate rate. 25-month certificates renew as 2-year certificates at RCU's prevailing 2-year certificate rate. At maturity, 7/7 certificates will automatically renew at the same rate or prevailing 7-mo. rate (whichever is higher). Following second term, certificates will renew as 6-mo. certificates at RCU's prevailing 6-mo. rates. At maturity Market Match certificates will renew as 12-month certificates at RCU’s prevailing 12-month certificate rate.

Redwood Credit Union Member deposit accounts are Federally insured up to $100,000 by the National Credit Union Administration (NCUA)

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