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Savings & InvestmentRates

Advantage Plus Money Market & Checking

Earn the same high yield on both an RCU Advantage Plus Money Market account AND RCU's Advantage Plus Checking Account! Here's how:

  • Open an Advantage Plus Money Market Account with at least $10,000 & you'll receive market-leading yields (see chart below for how much you'll earn)!
  • Open a companion Advantage Plus Checking Account (no minimum balance required), and earn the same great yield on your checking funds that you're earning on your Advantage Plus Money Market!

Advantage Plus Money Market Yields

Minimum Balance Dividend Rate APY
$10,000 2.178% 2.20%
$25,000 2.276% 2.30%
$50,000 2.570% 2.60%
$100,000 2.570% 2.60%
$150,000 2.570% 2.60%

Strengthen your savings and earnings power today by opening RCU Advantage Plus Money Market & Checking Accounts. Call now at (800) 479-7928 or visit one of our 13 North Bay branch locations.

Rates are effective as of and are subject to change without notice.

APY = Annual Percentage Yield.
Advantage Plus Checking (APC) earns same APY as Advantage Plus Money Market (APMM) if $10,000 or greater is maintained in APMM. APC requires an open APMM. If APMM falls below min. bal., both accounts earn 0.00% APY.


3-Month LIQUID Advantage Plus Certificate

Rates are effective as of and are subject to change without notice.

With RCU's LIQUID Certificate you can add-on or withdraw in any amount over $500! Earn the same yield on any balance ($10,000 minimum), and when your certificate matures your funds will be placed in a new Advantage Plus Money Market account!

Minimum Opening Balance Dividend Rate APY
$1,000 0.499% 0.50%
$5,000 0.499% 0.50%
$10,000 2.227% 2.25%
$25,000 2.227% 2.50%
$50,000 2.227% 2.25%
$100,000 2.227% 2.25%
$150,000 2.227% 2.25%

APY = Annual Percentage Yield.
Advantage Plus Certificate: At maturity, all funds in Advantage Plus Certificate will be transferred into an Advantage Plus Money Market account. Member may withdraw from or add-on to certificate at anytime without penalty. Minimum deposit or withdrawal amount is $500. If certificate balance falls below $10,000, certificate earns lowest Share Savings APY.

Call: (800) 479-7928.

Find our complete set of rates and disclosures here.

Must be or become a Member of RCU to take advantage of these offers-if you live or work in 8 North Bay counties including Sonoma, Marin, San Francisco or Mendocino you can join! $5 deposit/Member to a savings account required and other restrictions may apply. Deposits insured to $100,000 by NCUA, a US Government agency.

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