Advantage Plus
Checking - Money Market - Certificate
RCU’s suite of Advantage Plus products work together to make sure all your dollars are earning the maximum yields!
Advantage Plus Checking
Open an Advantage Plus Checking account with an Advantage Plus Money Market and all your funds earn the same rate!
Advantage Plus Money Market/Checking
Maintain $10,000 on deposit and receive the same great rate on all your deposits…find out how today! 1.85% - 2.20% APY
Advantage Plus LIQUID 3-Month Certificate
Earn the same yield on any balance ($10,000 minimum), and when your certificate matures your funds will be placed in a new Advantage Plus Money Market account!
2.25% APY - 2.227% Dividend Rate
APY = Annual Percentage Yield.
Premier Checking: No minimum balance required to open or to avoid fees. $5,000 minimum balance required to earn dividends; accounts below $5,000 earn 0.00% APY. 3.50% APY fixed through 12/31/08, thereafter becomes variable.
Advantage Plus Checking/Money Market: Advantage Plus Checking (APC) account requires an open Advantage Plus Money Market (APMM) account with min. bal. of $10,000 to earn dividends. APC earns same APY as APMM. If bal. in APMM falls below min., both accounts earn 0.00%.
Advantage Plus Certificate: At maturity, all funds in Advantage Plus Certificate will be transferred into an Advantage Plus Money Market account. Member may withdraw from or add-on to certificate at anytime without penalty. Minimum deposit or withdrawal amount is $500. If certificate balance falls below $10,000, certificate earns lowest Share Savings APY.
Call: (800) 479-7928.
Find our complete set of rates and disclosures here.Must be or become a Member of RCU to take advantage of these offers-if you live or work in 8 North Bay counties including Sonoma, Marin, San Francisco or Mendocino you can join! $5 deposit/Member to a savings account required and other restrictions may apply. Deposits insured to $100,000 by NCUA, a US Government agency.
