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Build Your Own

“Build Your Own” Savings

Our regular savings products offer the flexibility and stability to help you meet your goals no matter what they are. With Build Your Own savings, you can select the combination of account features and convenient options that are most important to you!

It’s easy! Begin with an RCU Special Share Savings account, then customize your account to help you reach your goals:

DOUBLE Your Dividends!

Open a Build Your Own Savings account, set a goal of at least $2,500 and a time to reach it, then start saving. If you meet your goal on time, RCU will DOUBLE your dividends!

First, open your Special Share Savings account and enjoy:

  • No minimum balance requirement
  • Deposit and withdrawal privileges at any time without penalty
  • Available automatic payroll deduction and direct deposit services
  • Dividend rates that increase as your balance grows and are paid each quarter

Now, customize your account with these features to help you reach your specific goals:

  • Create a name for your account, like: "Vacation" or "Plasma TV"
  • Specify a dollar amount goal and deadline
  • Select whether to receive email updates on your progress
  • Easily track your savings progress with RCU Online banking - your savings goal thermometer will be visible on your Account Summary
  • View Savings Rates

Build accounts that help you succeed on your terms – just call 1 (800) 479-7928, or visit an RCU branch to get started today!

Open Your New BYO Account Now!

Build accounts that help you succeed on your terms. Just call 1 (800) 479-7928, click on "Open" above, or visit an RCU branch to get started today!

Membership is open to anyone living or working in 8 North Bay counties. Join with as little as $5 per Member in a savings account. Some restrictions apply – contact RCU for details.

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