IRA Balance Money Market

Rates are effective as of and are subject to change without notice.

For the new year, get more value from your money market funds with Redwood Credit Union's (RCU's) new IRA Balance Money Market Account.

Here's How It Works:

• Establish an IRA Balance Money Market with at least $2,500
• Open any RCU Checking account plus Debit Card activity or Automated Clearing House (ACH) transaction activity.
• Earn benefits through RCU's Member rewards program, Redwood Rewards!^^

IRA Balance Money Market

Minimum account balance for each stated earnings level	Dividend Rate	APY
$2,500	0.300%	0.30%
$5,000	0.300%	0.30%
$10,000	0.449%	0.45%
$25,000	0.498%	0.60%
$50,000	0.797%	0.80%
$100,000	0.995%	1.00%

^^2,500 IRA Balance Money Market balance requirement qualifies Members for benefits through RCU’s Redwood Rewards program. $2,500 minimum balance required and must establish and maintain a qualified RCU Checking Account plus Debit Card activity or Automated Clearing House (ACH) electronic transaction activity. If qualified checking is closed or if Debit Card or ACH is cancelled and either is not reestablished within 3 months while IRA Balance Money Market remains open, the account and yield will convert to RCU’s IRA Money Market Growth account on the 1st of the month following the closure date. IRA Balance Money Market accounts under $2,500 earn 0.00% APY.

*APY=Annual Percentage Yield. Must be or become a Member of RCU to take advantage of these offers-if you live or work in 8 North Bay counties including Sonoma, Marin, San Francisco or Mendocino you can join!. Deposits insured to $250,000 by the NCUA, a U.S. Government agency. Call for details.