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The Credit Union Difference Overview

Credit unions are financial institutions focused on service, not profit. Credit unions offer the same financial products and services as banks, but at much greater value.

Learn more about how credit unions differ from banks, and how you can benefit from becoming a Credit Union member!

What is a Credit Union?

  • Credit unions are not-for-profit.
  • Credit unions are Member-owned and run by volunteer Boards.
  • Credit unions have Members and defined fields of membership.
  • Credit union deposits are federally insured by the US government.
  • Credit unions are full-service financial institutions.
  • Credit unions don’t pay taxes on profits.

Member Service

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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Choose the Type of Account You Wish to Open

Personal       Youth


If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

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Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Financial wellness