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Nationwide ATM access
Young man using an ATM on the street

RCU's ATM Benefits

We make it easy for you to get cash anytime, anywhere!
Transactions are safe, secure, and available 24x7.


Find an ATM near you

  • 40 RCU ATMs throughout the North Bay and San Francisco, where you can check balances, get cash, make deposits, transfers, loan payments, and more!

  • CO-OP ATM Network30,000 free CO-OP ATMs nationwide, including those at other credit unions, and at Costco and 7-Eleven* stores – just look for the CO-OP logo! 

  • Now you can use any bank or other ATM** and we’ll reimburse up to 4 out-of-network fees per month!
    • With RCU checking: we’ll reimburse up to 2 non-RCU ATM fees per month
    • With RCU checking plus an active RCU loan or credit card: we’ll reimburse up to 4 non-RCU ATM fees per month

ATM Locator IconFinding a free ATM is easy – just use our online ATM locator or click the location symbol on our mobile app (you don’t even need to log in)!

Who offers more free ATMs nationwide?

* 7-Eleven ATMs do not offer deposit functionality. ** Excluding ATMs at casinos and gambling locations, and ATMs located outside the U.S. Reimbursements deposited to your RCU account the next business day. Active loan or credit card = at least one transaction or payment in prior month.

My RCU Story: Heather and Martin

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