Take advantage of our low rate.
Transfer your other credit card balances to an RCU Visa credit card and save. Simplify your life with one monthly payment when you consolidate your high-rate debt to one low-rate credit card.
Don't have an RCU credit card?
Begin the balance transfer process by applying for one today.
Already have an RCU credit card?
Everyday low rates with no hidden fees
- No balance transfer fees
- No annual or foreign transaction fees
- Rates as low as 8.99% APR*
Get more out of your purchases
- Earn points for every dollar spent
- Combine rewards with your RCU debit card
- Redeem points for cash back, travel, and more!
*Rates effective 12/01/19. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards.