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Active Business Checking Account

Get a checking account that helps you grow your business

Open an active business checking account that earns dividends on balances of $500 or more.


Make the most of your company's money by taking advantage of the great features this account has to offer.


Earn dividends on your balance

Businesses with a $500+ balance in their account will earn monthly dividends.

Fee-free items every month

Allows up to 250 fee-free items paid out of your account each month (ACH, debit, check, etc.).

Free deposits each month

Enjoy up to 30 free deposits each month.

Unlimited withdrawals

Withdraw the money you need for your business without the worry of withdrawal limits.

Good to know

Must meet minimum daily and average daily balance to avoid monthly fee

Keep a $2,500 minimum daily balance or a $5,000 average daily balance to avoid a monthly fee of $12.

Coin and currency processing

It costs just $5 for each cash withdrawal or deposit of $2,500 each month. Get the details.

Deposit up to 50 items at a time

Make the most out of your 30 available deposits by depositing up to 50 items with each transaction.

Fee-free item maximum

There is a maximum of 250 fee-free items you can pay from your account each month.

Withdrawal and deposit fees

It costs just $5 for each cash withdrawal or deposit of $2,500.

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Business Online Deposit

Business Online Deposit makes it easy to deposit checks from the convenience of your office. With a few clicks, you can upload and process images of each check so you can continue taking care of other tasks at work!

More Business Online Deposit highlights

Secure and convenient deposits

Online deposits are fast, safe, and secure, so you can rest easy knowing your money is protected.

View check images

Reconcile and review your deposited checks if necessary.

Review deposit history anytime

You can track your account deposits and current balances without visiting a branch.

No monthly fees

Access the convenience and security of online deposits without paying monthly fees.

How to get a business account

Follow these simple steps to open your business account.

  • 1

    Open an account

    It will only take a few minutes!

  • 2

    Make a deposit

    Put at least $200 in your account.

  • 3

    Save for your goals

    Watch your money grow.

Open an Active Business Checking Account

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

Best in State Credit Union by Forbes Magazine

Best in State Credit Union by Forbes Magazine


That’s how many chats, emails, and calls were served by our local Member Service Center in 2021.

Today I called customer service, the ENTIRE CALL (phone tree included) took 3 mins. I timed it. Mitch did an incredible job of handling my needs effectively, and was VERY respectful of both me and my time. I have been banking with RCU for almost 15 years, and HIGHLY recommend them to anyone who will listen! Mahalo!"

— Lanakila R.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Get a checking account with benefits that can help your company grow 

Open an active business checking account with us and get great benefits for your hard work as a business owner. Earn dividends on balances of $500 or more to keep your money working harder and longer.