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Basic Business Checking

Easily manage your business funds

Keep your money organized with our basic business banking account.

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Overview

Spend less time on money management and more time on growing your business with our hassle-free basic business checking account.

Highlights

Free if you maintain a set minimum or average daily balance

This account is free as long as you keep a minimum daily balance of $1,000 or an average daily balance of $2,500.

Nationwide ATM access

With access to over 30,000 ATMs, it’s easy to get cash when you need it.

Unlimited transactions

This account includes unlimited items paid out of the  account each month (ACH, debit, check, etc.).

No per-item deposit fee

Make as many deposits as you need with no fees.

And more...

Good to know

No dividends

This account does not earn dividends.

Free with minimum daily balance

As long as you keep $1,000 daily minimum in your account, or $2,500 average daily balance, there are no fees.

Don't limit your transactions

Enjoy unlimited outgoing ACH, debits, checks and payments.

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Business Online Deposit

Business Online Deposit makes it easy to deposit checks from the convenience of your office. With a few clicks, you can upload and process images of each check so you can continue taking care of other tasks at work!

More Business Online Deposit highlights

Secure and convenient deposits

Online deposits are fast, safe, and secure, so you can rest easy knowing your money is protected.

View check images

Reconcile and review your deposited checks if necessary.

Review deposit history anytime

You can track your account deposits and current balances without visiting a branch.

No monthly fees

Access the convenience and security of online deposits without paying monthly fees.

How to get a business account

Follow these simple steps to open your business account.

  • 1

    Open an account

    It will only take a few minutes!

  • 2

    Make a deposit

    Put at least $200 in your account.

  • 3

    Save for your goals

    Easily manage your business expenses and watch your business grow.

Open a Basic Business Checking Account

Why Choose RCU?

At RCU, we're passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

  • ChatCallsEmails_icon8

    That's how many chats, emails, and calls were served by our local Member Service Center in 2020.

  • forbes-largest3

    Best in State Credit Union by Forbes Magazine

Best financial institution I've ever done business with. I never have to wait long for service. If there's a questionable transaction on my card, I am notified immediately. I feel well taken care of. Everyone knows me by name and has a smile for me."

— Gloria S.

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead: send us a question or give us a call.

A business account made for everyday banking

Enjoy hassle-free money management.