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Premium Business Checking

Make the most of your company's money

Help grow your business by opening a premium business checking account that pays dividends on balances of $500+.


Take care of your company and feel confident about your business decisions by taking advantage of the many features this account includes.


Earn dividends on balances

In this account, your money can grow! With balances of $500 or more, you will earn dividends.

Fee-free items every month

Pay up to 500 fee-free items from your account every month (ACH, debit, check, etc.) 

Free deposits

With a premium checking account, you'll get 50 free deposits a month. That's just one of the ways we show our love for Members!

Unlimited withdrawals

Withdraw the money you need for your business without the worry of withdrawal limits.

Good to know

Balance requirements

Keep a minimum daily balance of at least $5,000 or a $10,000 average daily balance to earn dividends and avoid a $15 monthly minimum balance fee.

Deposit limits

You can have a maximum of 50 free deposits per month, with a 75-item limit per deposit.

Fee-free item monthly limit

The maximum number of fee-free items paid from your account (ACH, debit, check, etc.) per month is 500.

Withdrawal and deposit fees

It costs just $5 for each cash withdrawal or deposit of $5,000.

Coin and currency processing

It costs just $5 for each cash withdrawal or deposit of $5,000 each month. Get the details.

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Business Online Deposit

Business Online Deposit makes it easy to deposit checks from the convenience of your office. With a few clicks, you can upload and process images of each check so you can continue taking care of other tasks at work!

More Business Online Deposit highlights

Secure and convenient deposits

Online deposits are fast, safe, and secure, so you can rest easy knowing your money is protected.

View check images

Reconcile and review your deposited checks if necessary.

Review deposit history anytime

You can track your account deposits and current balances without visiting a branch.

No monthly fees

Access the convenience and security of online deposits without paying monthly fees.

How to get a business account

Follow these simple steps to open your business account.

  • 1

    Open an account

    It will only take a few minutes!

  • 2

    Make a deposit

    Put at least $200 in your account.

  • 3

    Save for your goals

    Watch your money grow.

Open a Premium Business Checking Account

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

Best in State Credit Union by Forbes Magazine

Best in State Credit Union by Forbes Magazine


That’s how many chats, emails, and calls were served by our local Member Service Center in 2021.

I have been a member for several years. RCU is an excellent local credit union that strongly supports the local community. I have all of my accounts with them, and I switched my mortgage to them a few years ago."

— Briahn

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Grow your company and build a strong future

Running a business is hard work, but a premium business checking account can help make it easier. With dividends paid on balances over $500, and lots of other benefits, this account can help your company grow and prosper.