Personal Rates
Business Savings Rates
Business Money Market Rates
Short Term Business Certificates With Active Checking
Long Term Business Certificates With Active Checking
Short Term Standard Business Certificates
Long Term Standard Business Certificates
Business Visa Credit Card Rates
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| Loan Product |
Business Plus Visa |
| Credit Limit |
$5,000 to $50,000 |
| Interest Rate |
Variable Interest*
Prime + 4.00% to Prime + 8.00% |
| Grace period for repayment of balances for purchases |
25 Days |
| Method for computing the balance for purchases |
Average daily balance including new purchases |
| Other APRs |
Average Cash Advance and Balance Transfer APR 14.9%. Delinquent rate after two billing cycles = 18.0% |
| Transaction Fee for Purchases |
None |
| Transaction Fee for Cash Advances |
3% of advance amount or $5.00, whichever is greater. |
| Late Payment Fee |
$25.00; Late fee is assessed when payment is 15 or more days past due. |
| Over Limit Fee |
$20 per occurrence per statement cycle. |
| Program Fee |
$0.00 Including Redwood Rewards Program |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
Business Loans & Lines of Credit
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| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $100,000 |
| Interest Rate |
Prime + 1.50% to Prime + 5.00%* |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $250,000 |
| Interest Rate |
Prime + 1.00% to Prime + 4.25%* |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |
| Additional Out-of-Pocket Fees may apply for secured loans. |
| Credit Report |
$75 |
UCC Filing/Search:
UCC Termination: |
$26 (estimate)
$10 |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $100,000 |
| Interest Rate |
Fixed Interest 7.00% to 9.75% |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |