RATES to
Help You
Succeed

Our latest rates for loans
and lines of credit
Business rates hero image
Rates icon
Personal Rates
 
Calculator icon
Savings Calculator

Business Savings Rates

 
Calculator icon
Savings Calculator

Business Money Market Rates

 
Calculator icon
Certificate Calculator

Short Term Business Certificates With Active Checking

 
Calculator icon
Certificate Calculator

Long Term Business Certificates With Active Checking

 
Calculator icon
Certificate Calculator

Short Term Standard Business Certificates

 
Calculator icon
Certificate Calculator

Long Term Standard Business Certificates

 

Business Visa Credit Card Rates

Learn More about Business Visa cards  Apply Now 
Business Platinum Visa
Credit Limit $1,000 to $49,999
Interest Rate Prime* Rate + 1% to Prime Rate + 5% (Variable Rate)
Grace period for repayment of balances for purchases 25 Days
Method for computing the balance for purchases Average daily balance including new purchases
Other APRs Average Cash Advance APR 14.9%. Delinquent rate after two billing cycles = 18.0%
Transaction Fee for Purchases None
Balance Transfer Fees None
Foreign Transaction Fees None
Annual Fee None
Transaction Fee for Cash Advances 3% of advance amount or $5.00, whichever is greater.
Late Payment Fee $25.00; Late fee is assessed when payment is 15 or more days past due.
Over Limit Fee $20 per occurrence per statement cycle.
Rewards Program Free

*Prime Lending Rate is as of as published in the Wall Street Journal.

Business Loans & Lines of Credit

Learn More about Business loans  Apply Now 
RCU Business Unsecured Lines of Credit
Loan Amount $1,000 to $100,000
Interest Rate Prime* Rate + .25% to Prime Rate + 5% (Variable Rate) 
Terms 12 — 60 Months
Business Loan Fees
Loans up to $49,999 None
$50,000 to $100,000 Documentation Fee - $250.00

Loan Fee - .25% to 1%

*Prime Lending Rate is as of as published in the Wall Street Journal.

RCU Business Secured Lines of Credit
Loan Amount $1,000 to $4,000,000
Interest Rate Prime* Rate + 1% to Prime Rate + 5% (Variable Rate)
Terms 12 — 60 Months
Business Loan Fees
Loans up to $49,999 None
$50,000 to $4,000,000 Documentation Fee - $250.00

Loan Fee - .25% to 1%
Additional Out-of-Pocket Fees may apply for secured loans.

*Prime Lending Rate is as of as published in the Wall Street Journal.

RCU Business Unsecured Term Loans
Loan Amount $1,000 to $100,000
Interest Rate Prime* Rate + 2% to Prime Rate + 4% 
Terms 12 — 84 Months
Business Loan Fees
Loans up to $49,999 None
$50,000 to $100,000 Documentation Fee - $250.00

Loan Fee - .25% to 1%

*Prime Lending Rate is as of as published in the Wall Street Journal.

RCU Business Auto Loans
Loan Amount $5,000 to $100,000
Interest Rate Fixed rates between Prime + 0.25% to Prime + 2.25%
Terms 24 — 84 Months
Business Loan Fees
Loans up to $49,999 None
$50,000 to $100,000 None

*Prime Lending Rate is as of as published in the Wall Street Journal.

Financial wellness