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Business Visa Credit Card Rates
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| Loan Product |
Business Plus Visa |
| Credit Limit |
$5,000 to $50,000 |
| Interest Rate |
Variable Interest*
Prime + 4.00% to Prime + 8.00% |
| Grace period for repayment of balances for purchases |
25 Days |
| Method for computing the balance for purchases |
Average daily balance including new purchases |
| Other APRs |
Average Cash Advance and Balance Transfer APR 14.9%. Delinquent rate after two billing cycles = 18.0% |
| Transaction Fee for Purchases |
None |
| Transaction Fee for Cash Advances |
3% of advance amount or $5.00, whichever is greater. |
| Late Payment Fee |
$25.00; Late fee is assessed when payment is 15 or more days past due. |
| Over Limit Fee |
$20 per occurrence per statement cycle. |
| Program Fee |
$0.00 Including Redwood Rewards Program |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
Business Loans & Lines of Credit
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| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $100,000 |
| Interest Rate |
Prime + 1.50% to Prime + 5.00%* |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $250,000 |
| Interest Rate |
Prime + 1.00% to Prime + 4.25%* |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |
| Additional Out-of-Pocket Fees may apply for secured loans. |
| Credit Report |
$75 |
UCC Filing/Search:
UCC Termination: |
$26 (estimate)
$10 |
*Prime Lending Rate is
as of
as published in the Wall Street Journal.
| Loan Product |
Unsecured Line of Credit |
| Loan Amount |
$25,000 to $100,000 |
| Interest Rate |
Fixed Interest 7.00% to 9.75% |
| Maximum Term |
12 Months |
| Business Loan Fees |
| Loans up to $50,000 |
$200.00 |
| $50,000 to $100,000 |
$250.00 |