Text Size

Checking

  • Three options to fit your business needs
  • Flexible and convenient
  • Low fees
Redwood Business Checking
  • Overview
  • Compare
  • Education

We offer you a choice of Business Plus checking accounts so you can easily and efficiently manage your money: Basic, Active and Premium. All three accounts offer these valuable features.

  • Free, convenient online banking and bill pay
  • Open with a $200 minimum deposit
  • Domestic and international wire transfers
  • Visa debit card
  • Toll-free priority help line at (877) 545-4100
  • Order checks by phone at (800) 503-2345
  • Qualify for an overdraft line of credit for emergencies

Basic Checking

  • No minimum balance fee if you maintain a $1,000 minimum daily balance or $2,500 average daily balance
  • Includes unlimited items paid out of account each month (ACH, debit, check, etc.)
  • No per item deposit fee
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Low currency and coin processing fees

Active Checking

  • No minimum balance fee if you maintain a $2,500 minimum daily balance or $5,000 average daily balance
  • Earn dividends on your balance of $500 or more
  • Includes 250 fee-free items paid out of account each month (ACH, debit, check, etc.)
  • 30 free deposits each month
  • Maximum 50 items per deposit
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Up to $2,500 in coin and currency processing each month

Premium Checking

  • No minimum balance fee if you maintain a $5,000 minimum daily balance or $10,000 average daily balance
  • Earn dividends on your balance of $500 or more
  • Includes 500 fee-free items paid out of account each month (ACH, debit, check, etc.)
  • 50 free deposits each month
  • Maximum 75 items per deposit
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Up to $5,000 in coin and currency processing each month
 

Basic Checking

Active Checking

Premium Checking
Minimum Balance

$1,000

$2,500

$5,000
Dividends Paid

No

Yes, on balances of $500 or more

View rates

Yes, on balances of $500 or more

View rates
Monthly Service Charge View Fee View Fee View Fee
VISA Debit Card

Yes

Yes

Yes
Recommended For

Businesses who keep lower balances in Checking

Businesses who maintain a minimum daily balance of $2,500

Businesses who maintain a minimum daily balance of $5,000
 ATM Use
  • FREE at all RCU and CO-OP Network ATMS (28,000+ Nationwide)
  • 3 free per month for non-RCU/CO-OP ATMS
  • ATM Locator
 Other Benefits  
  • Free BillPay, Online Banking, eStatements, Alerts
  • Cleared check images available online
  • 24-hour Telephone Teller Service (check balances, transfer money, etc)
  • Free Overdraft Transfers
  • Overdraft Protection Options Available

Ready to open your account?

Call us at 1 (800) 479-7928.


Related Links

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now OR Check Status

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal  Youth

Already Started?

To complete your application, log in

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.