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Business Checking 
Small business owner

Checking

We offer you a choice of Business checking accounts so you can easily and efficiently manage your money: Basic, Active and Premium. All three accounts offer these valuable features.

  • Free, convenient online banking and bill pay
  • Open with a $200 minimum deposit
  • Visa debit card
  • Qualify for an overdraft line of credit for emergencies
  • No minimum balance fee if you maintain a $1,000 minimum daily balance or $2,500 average daily balance
  • Includes unlimited items paid out of account each month (ACH, debit, check, etc.)
  • No per item deposit fee
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Free coin and currency processing up to $1,000 each month
  • No minimum balance fee if you maintain a $2,500 minimum daily balance or $5,000 average daily
  • balance
  • Earn dividends on your balance of $500 or more
  • Includes 250 fee-free items paid out of account each month (ACH, debit, check, etc.)
  • 30 free deposits each month
  • Maximum 50 items per deposit
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Free coin and currency processing up to $2,500 each month
  • No minimum balance fee if you maintain a $5,000 minimum daily balance or $10,000 average daily
  • balance
  • Earn dividends on your balance of $500 or more
  • Includes 500 fee-free items paid out of account each month (ACH, debit, check, etc.)
  • 50 free deposits each month
  • Maximum 75 items per deposit
  • Unlimited withdrawals at RCU and CO-OP ATMs
  • Free coin and currency processing up to $5,000 each month
Basic Checking Active Checking Premium Checking
Balance to Open Account $200 $200 $200
Dividends Paid No Yes, on balances of $500 or more Yes, on balances of $500 or more
View Rate View Rate
Recommended For Businesses who keep lower balances in Checking Businesses who maintain a minimum daily balance of $2,500 Businesses who maintain a minimum daily balance of $5,000
Monthly Minimum Balance Fee $10 $12 $15
Minimum Daily Balance to Waive Monthly Fee $1,000 $2,500 $5,000
Average Daily Balance to Waive Monthly Fee $2,500 $5,000 $10,000
Number of Items Paid N/A 250 items paid free 500 items paid free
Number of Deposits N/A 30 free deposits 50 free deposits
Number of Items Per Deposit N/A Maximum of 50 Maximum of 75
Coin and Currency Processing $5 per $1,000 deposited or withdrawn $5 per $2,500 deposited or withdrawn $5 per $5,000 deposited or withdrawn

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.