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Our term loans cover the productive life of your assets. You’ll get shorter-term loans for office equipment and longer-term loans for heavy machinery.
The sources of repayment is often generated by the enhanced cash flow from these assets. The loan period is determined by the productive life of the assets. For example, loans used to buy computers and office equipment will be shorter in duration than those used to purchase manufacturing equipment.
Learn more about our term loan options.
Lines of Credit
Commercial Real Estate
Lines of Credit allows you to borrow only as much as you need, precisely when you need it up to a set amount and pay it down repeatedly, balancing your cash flow needs with this ready source of short-term funds
Term loans are used to finance the acquisition or modernization of the company’s productive assets. Term loans are commonly used for purchases of machinery, equipment, furniture, fixtures, and to make leasehold improvements, additions to long term working capital, expansion or modernization of facilities, and vehicles or other business transportation
Redwood Credit Union offers very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans. These loans use the property as the required collateral, and often are used for commercial properties, both owners-and non-owner occupied, rental housing, and combination business/residential properties
Variable View rates
Fixed rate throughout the life of the loan View rates
Non-Variable and Variable Rates View rates
Payments calculated on the balance owed
Fixed monthly payments
Open line of credit with an annual renewal
Variety of terms ranging from 36 – 84 months
Variety of terms ranging from 3 – 5 year periods
request an application
Take advantage of historic low loan rates available on home loans with RCU!
RCU provides free access to OnTrack, an online budgeting tool from our partners at Balance, to help you establish a household budget as a foundation for all your financial decisions.
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