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  • Get financing to modernize your operations
  • Various terms available
  • Repay loan using enhanced cash flow
Redwood Business Term Loans
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Our term loans cover the productive life of your assets. You’ll get shorter-term loans for office equipment and longer-term loans for heavy machinery.

  • Purchases of machinery, equipment, furniture, fixtures, and leasehold improvements
  • Fund expansions to meet your business plan
  • Add to your fleet of vehicles and other transportation equipment
  • Expansion or modernization of facilities
  • Vehicles or other business transportation

The sources of repayment is often generated by the enhanced cash flow from these assets.  The loan period is determined by the productive life of the assets. For example, loans used to buy computers and office equipment will be shorter in duration than those used to purchase manufacturing equipment.

Learn more about our term loan options.


Lines of Credit

Fixed Term

Commercial Real Estate

At a Glance

Lines of Credit allows you to borrow only as much as you need, precisely when you need it up to a set amount and pay it down repeatedly, balancing your cash flow needs with this ready source of short-term funds

Term loans are used to finance the acquisition or modernization of the company’s productive assets. Term loans are commonly used for purchases of machinery, equipment, furniture, fixtures, and to make leasehold improvements, additions to long term working capital, expansion or modernization of facilities, and vehicles or other business transportation


Redwood Credit Union offers very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans.  These loans use the property as the required collateral, and often are used for commercial properties, both owners-and non-owner occupied, rental housing, and combination business/residential properties


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Fixed rate throughout the life of the loan
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Non-Variable and Variable Rates
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Payments calculated on the balance owed

Fixed monthly payments

Fixed monthly payments


 Open line of credit with an annual renewal

Variety of terms ranging from 36 – 84 months

Variety of terms ranging from 3 – 5 year periods