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  • Become a Member/Owner of RCU
  • Better rates + low or no fees
  • Committed to helping you grow your business 
  • Loans to finance your business needs
Redwood Business Membership
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Welcome to Redwood Credit Union!

At Redwood Credit Union (RCU), our mission is to serve your best interests, which means providing exceptional service and value, while assisting you and your business to thrive financially.

As a trusted, full service financial institution serving both business and personal needs, when you join RCU you'll enjoy a wide range of benefits, including:

  • Your savings deposit is all it takes to join & benefit! 
  • Variety of checking accounts to meet your business needs (plus a Visa debit card that earns you rewards every time you use it!)
  • Competitive rates on loans for commercial real estate, SBA, vehicles, credit cards and expansion plans
  • A variety of dividend-earning savings accountsmoney markets and certificates
  • Increase efficiencies with payroll and merchant services
  • Deposits are federally insured to at least $250,000 by the NCUA, a U.S. government agency 
  • Access to 16 North Bay & San Francisco branch locations, fee-free access to 30,000 CO-OP Network and RCU ATMs, a host of free online services and much more!
  • Exceptional service from a trusted, local financial institution committed to Members, employees and community

Open an account today


Credit Unions


Purpose Not-for-profit For profit
Ownership Have Members, each of whom has a share of ownership Have customers with no ownership in the organization
Governance Members elect a volunteer Board of Directors to represent their interests Have a paid Board of Directors who represent the stockholders; customers do not have voting rights
Decision Democratically controlled by Members Controlled by stockholders and paid officials
Service Member service driven Profit driven
Profits Return profits to Members in the form of lower loan rates, lower or no fees, and higher savings rates Return profits to stockholders
Insurance Federally Insured by the National Credit Union Administration (NCUA) Federally insured by the Federal Deposit Insurance Corporation (FDIC)