Setting the foundation for your future
Get professional advice to help you plan for the future with investment services tailored to your unique needs.
Overview
Investing is about more than just “How much?” —it’s about “How will you use it?” Let us help you achieve your long-term financial goals.
Investment options
No matter what you need, RCU, in partnership with CUSO Financial Services, L.P. (CFS)*, has the investment products to help you reach your financial dreams.
What we offer
Even a small initial investment can allow you to invest in a professionally managed fund that also maintains liquidity.
Annuities offer a guaranteed stream of income over a period of time, as well as tax deferral advantages.
Find the right stocks and exchange funds to support your specific financial goals.
Looking for a secure investment? We’ll help you find the right bonds in which to invest your money.
Unit investment trusts provide a cost-efficient way to invest in a fixed set of professionally selected securities, with potential tax advantages.
Real estate investment trusts offer access to income-producing real estate investments without having to own the property, providing increased liquidity and diversification.
Enjoy a customized, professionally managed fiduciary account that provides you control and transparency toward reaching your stated goals.
Combine the stability of a traditional CD with the growth potential of a performance-based investment to add diversity to your strategy. MLCDs are FDIC-insured and return your deposit upon maturity.
Protect your family’s financial future with life and long-term care insurance designed for your unique needs and goals.
Wealth management
Trust RCU’s wealth management professionals to help you grow your net worth and achieve your financial goals.
What we offer for wealth management
Make smart money moves with advice from experienced financial experts.
Prepare for the future with specialized retirement planning strategies and advice.
Take advantage of opportunities to grow your wealth by diversifying to make the most of your money.
Prepare for higher education for yourself or your kids with expert financial advice.
If you’re self-employed or own a small business, plan for your retirement and that of your employees by setting up a business retirement account.
Let us help you understand and mitigate the risks specific to your portfolio.
Access your investment accounts anytime, anywhere with online banking and the RCU mobile app.
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.
SEC Marketing Disclosure.
Contact Us
Give us a call
For inquiries regarding existing investment accounts, please contact us at 707-576-5040.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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