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An exclusive offer

Bring on the $50 bonus!

Available to Napa County residents.

Receive a $50 bonus for a limited time

When you get an RCU auto loan, you get a great rate and access to more savings and convenient banking options.

  • 1

    Purchase or refinance a vehicle with RCU.

  • 2

    Open a free checking account.

  • 3

    Receive a $50 deposit!

This promotion is exclusively available to Napa County residents – and only good through December 31, 2021. Apply online or give us a call at 1 (800) 479-7928.

Better Together

Gain access to more savings and convenient banking options.

  • Whether you choose our free checking account, senior checking, or high-balance checking, you’ll get a debit card that earns rewards for cash back, gift cards, and travel. Learn more.

    Debit rewards available for signature-based transactions on personal accounts only. Business accounts are not eligible for debit rewards.

  • Choose our everyday Visa® Platinum card with an interest rate starting at 8.99% or our premium Visa® Signature Rewards card with unique benefits and features. Learn more.

    Rates as low as 8.99% APR, effective 10/08/2021 and assumes excellent credit. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.

  • When great rates meet local service, you’ll go home with a mortgage you can live with and an experience you’ll love. Learn more.

    CA properties only.

  • Buying the car you love, or selling your old car, is easy with RCU Auto Services. Find your car, get RCU financing, and loan protection all in one convenient place. Learn more.

    RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.

  • RCU Insurance Services is a full-service brokerage with no additional brokerage fees. Get a free quote or speak to an agent for custom home, auto, and business coverage. Learn more.

    Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.

  • Backed by RCU’s commitment to service, our seasoned team of CFS* Financial Advisors provide quality investment products available through CUSO Financial Services, LP. Learn more.

    Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

  • Offer valid from 10/8/2021 through 12/31/2021 and must be redeemed on or before 12/31/2021. $50.00 will be deposited into the checking account of the RCU Member who (1) resides in and has a physical address in Napa County, (2) purchases a new or used vehicle from a dealership located within Napa County and obtains an RCU auto loan to finance the purchase, and (3) opens a free checking account. Limit of one $50.00 reward per Member upon completion of all steps of the offer. To participate, Member must be at least eighteen (18) years of age and a current Member in good standing with RCU. Reward will be deposited on or before thirty (30) days of meeting all terms and conditions associated with this offer. Employees of RCU and/or RCUSG, volunteer Officials, and their family members are not eligible to participate in this offer. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP depending on credit history. Used autos must be 10 years old or newer and may be financed up to 120% NADA value, depending on credit history. Certain restrictions may apply. Promotion subject to change without notice.