Free checking and debit rewards. For everyday spending that counts.

Free Checking

You've Earned This

With a Redwood Credit Union free checking account, there are no fees and your account comes with a free debit card that earns points and cash back rewards with every signature-based purchase. Isn’t it time you experience the freedom of free checking?

No minimum balance required

No fees or monthly service charges

No per-check fees

Free Visa® debit card that earns Redwood Rewards on every signature-based purchase

Free ATM access at 30,000 CO-OP® ATMs nationwide

Non-network ATM reimbursements up to 4 times per month*

Free overdraft protection options

Free online and mobile banking

Open your account today.

Not a Member? Click the button below to become a Member and open a free checking account.

Already a Member? Click the button below to go to Online Banking to add a free checking account.

Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only. *First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with checking and active RCU loan or credit card. Active=at least one transaction or payment in prior month. Casino/gambling and ATMs outside U.S. excluded. Federally insured by NCUA.

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

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Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.