Chip Card
Technology (EMV)

RCU Visa®
credit & debit cards
RCU Member using their EMV card at the ATM

A new card experience.

RCU Visa Cards

We’ve implemented chip technology (EMV) into your Visa® credit and debit cards to provide added security to your accounts.
 
To help you navigate through the transition to a chip card, we’ve put together some helpful information for you.

WHAT'S NEW - DEBIT CARD

  • A fresh card design
  • A new expiration date and CVV code - your PIN will stay the same!
  • An embedded chip (EMV) that will provide you with an added level of security
  • Instead of swiping your card, you will insert your card into the machine and leave it there until you complete your transaction

WHAT'S NEW - CREDIT CARD

  • A fresh card design
  • New card number
  • A new expiration date and CVV code
  • An embedded chip (EMV) that will provide you with an added level of security
  • Instead of swiping your card, you will insert your card into the machine and leave it there until you complete your transaction

WHAT STAYS THE SAME

  • Your debit card number and PIN
  • The magnetic strip will continue to work at machines that aren’t chip enabled
  • Your credit card interest rate and payment due date
  • Your RCU Visa credit card benefits and rewards

WHAT TO DO

  • Activate your new card immediately
  • Destroy your old card
  • Update card information with any services or merchants where you’ve stored your payment information (e.g., Apple Pay®, Amazon, Internet service providers, etc.)
  • Once you activate your new chip card, you can start using it immediately

HOW DO I USE IT

  • Insert your chip card into the reader and leave it in the machine until your transaction is complete
  • If applicable, sign or enter your unique PIN
  • Remove your card when prompted

Apple®, the Apple logo, and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.

Get Started

Using your chip
(EMV) card
EMV Step 1 Insert your chip card & leave it in the machine until your transaction is complete.

EMV Step 2 icon

Sign or enter your unique pin when prompted.
EMV Step 3 icon Remove your card when prompted & that's it!


Video of How EMV Works