Visa Credit and Debit Cards

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We make accessing your money and making purchases convenient and rewarding, with our Visa® credit and debit cards. RCU offers secure options with the ability to manage your activity easily wherever you are! Get a card that fits you.

Visa Signature®

Image of Visa Signature card
A premium card with unique benefits and robust features.

Visa® Platinum Rewards

Image of Visa Platinum card
Earn more on your everyday purchases.

Visa® Credit Builder

Image of Visa Credit Builder card
Re-establish or start building credit.

Visa® Debit

Image of Visa Debit card
Convenient card access to your RCU savings or checking account.

Redwood Rewards

Redwood Rewards logo
Earn points every time you use your RCU Visa credit or debit card.

Rates effective 04/07/17. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Convenience checks, cash advance transactions and balance transfers are excluded from earning points. *As reviewed by on October, 25, 2016.

Comparison of features between the Visa Platinum and Visa Signature card

Get a card that fits you.

Platinum Card logo Signature Visa Card

Everyday low rates,

no hidden fees & free rewards.

Platinum Rewards

Purchase APR: 8.99%
Credit Limit: $25,000


Purchase APR: 11.49%
Credit Limit: $25,000


$0 Foreign Transaction feesFree Rewards icon$0 Balance Transfers icon$0 Annual Fee checkmark checkmark

Reward Redemption Options

Cash Back iconTravelGift CardMerchandise checkmark checkmark

Point Accrual

1 point / $1 spent

1.25 points / $1 spent

Unique Signature Benefits

24/7 Concierge Trip Delay VIP Access
Free Wine Tastings Advance Ticket Sales Advance Ticket Sales


Best for

Carrying a balance

Pay-off balances


Redwood Credit Union makes applying for a credit card quick and easy.

By applying online, you can:

  • Upload documents directly to your new credit card application or application currently in process with RCU.
  • Check the status of your submitted application.
  • Send a message to the Consumer Loan Team.

Start a New Loan Application

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