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We looked at all the things that can stand in the way of your rewards, and just said, “no”. No annual fee, no balance transfer fee, no foreign transaction fee and a FREE rewards program that has no travel or category restrictions. Without all of these fees holding you back, you can accrue more valuable points, at 1.25 rewards points for every dollar you spend.

You deserve more. Compare and save.

 

RCU Visa Signature®

RCU Signature Visa card

Wells Signature

Wells Fargo Visa card

Capital One®
Quicksilver® Cash Rewards

Capital One Visa card

Citi Costco Card

Citi card

Purchase Rate 11.74% or 12.74% 12.90% – 26.74% 13.49% – 23.49% 15.99%
Annual Fee No annual fee No annual fee No annual fee Costco Membership – $55
Balance Transfer Fee $0 5% or $5

whichever is greater
3% 3% or $5

whichever is greater
Foreign Transaction Fee None 3% of each transaction None 3% of each transaction
Late Payment Fee Up to $15 Up to $37 Up to $35 Up to $37
Cash Advance Fee $0 if done at an RCU location, otherwise 2% or $20 Either $10 or 5% of the amount of each transaction, whichever is greater Either $10 or 3% of the amount of each cash advance, whichever is greater Either $10 or 5% of the amount of each transaction, whichever is greater
Source: Above information is based off of excellent credit. Comparisons are to other Signature credit card variable rate programs. Information gathered from bank websites on 3/28/17

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