A card with premium benefits RCU

It feels good to be rewarded. For all you do, it’s nice to be recognized with benefits that make you feel extra special. Go beyond ordinary rewards with RCU’s Visa Signature®.
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Every Visa® card comes with peace of mind built in. Your Visa Signature® credit card comes with all the perks of a traditional Visa card, plus an added layer of extra-special perks.

Certain restrictions, limitations and exclusions apply and benefit configuration may vary. Please refer to your Guide to Benefits or contact your issuer for full program terms and conditions, and to confirm specific coverage levels.

Earn 1.5 points for every $1 spend using your RCU Visa Signature® credit card. Redeem your points for cash back, travel, event tickets, experiences, and more! Learn more about Redwood Rewards.

Price Protection — Provides reimbursement, within sixty (60) days of purchase, for the difference between the price you paid for an eligible item and a lower advertised price for the same item.*

Purchase Security
— Shop with confidence knowing that eligible items you purchase with your covered Visa card are protected in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions for the first ninety (90) days from the date of purchase.* 

Warranty Manager Service with Extended Warranty Protection — Warranty Manager Service offers Extended Warranty Protection that extends the time period of the original manufacturer's written U.S. repair warranty by one (1) additional year on eligible warranties of three (3) years or less when an eligible item is purchased entirely with your Visa card.*

Verified by Visa® — Get unique password protection when you shop online at participating merchants.

And more…

  • Earn more valuable points, with no travel or category restrictions, and redeem for travel, cash back, gift cards, charity, merchandise and more.
  • Lost/Stolen card reporting
  • End-of-year electronic summary statement

Lost Luggage Reimbursement — Lets you travel with greater peace of mind by offering you supplemental reimbursement for checked or carry-on luggage and its contents due to theft or misdirection by a carrier.*

Roadside Dispatch — Offers a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service whenever you need them.* 24-hour, toll-free referral dispatch network is provided for reliable tow operators and locksmiths; all rates are pre-negotiated.

Travel Accident Insurance — Gives you and your eligible family members common carrier accidental death & dismemberment coverage when you use your covered Visa card to purchase travel tickets.**

Trip Cancellation/Trip Interruption — Purchase tickets with your Visa Signature® card and you can receive reimbursement for the cost of your scheduled passenger fare for a covered trip in the event the trip must be canceled or interrupted due to covered reasons.**

Travel & Emergency Assistance Services - Helps secure medical, legal, and other assistance should an emergency arise when traveling.

Auto Rental Collision Damage - This service offers coverage for damage due to collision or theft, up to the actual cash value of most rental cars, when certain terms and conditions are met. The entire car rental must be charged to the Visa Signature® card.

Note: This coverage is secondary to the cardholder’s own car insurance coverage. 

Emergency Card Replacement and Cash Disbursement
— For assistance, call the Visa Global Customer Care Services at 1 (800) 397-9010, or visit http://www.visa.com for a list of global toll-free numbers. A Visa representative will work with you and your financial institution, and arrange a convenient card or cash collection location.

Travel in style with exceptional benefits at over 900 hotel properties worldwide with Visa Signature® Luxury Hotel Collection. Visa Signature® cardholders receive a best available rate guarantee, room upgrades (when available), VIP guest status, complimentary breakfast, free in-room internet, and a $25 food or beverage voucher. View more information on Luxury Hotel Collection from Visa Signature.

Access to advance ticket sales and VIP access to games, events, shows, and getaways. You’ll have an inside connection to ticket pre-sales, once in a lifetime experiences, and special stay-and-play packages. Get up close and personal at once-in-a-lifetime sporting events with discounts and special ticket packages — just for being a Visa Signature® cardholder. Get more information on Advance Ticket Sales & V.I.P. Access from Visa Signature®.

Visa Signature® cardholders enjoy year-round benefits at more than 50 premier wineries in Sonoma County. Benefits include:

  • One complimentary wine tasting (of equal or lesser value) when you purchase one standard tasting with your Visa Signature® card
  • Preferred pricing on non-wine purchases over $50, where applicable
  • Savings on wine purchased same day in the tasting room
  • Savings on reserve tastings or special wine and food pairings

 For more information from Visa Signature®, click here.

Tasting details and benefits vary by winery; cardholders may wish to call ahead to confirm winery benefits.

Complimentary 24-hour assistance booking travel, finding event tickets, making dinner reservations and more! Your concierge service can help:

  • Provide recommendations on the finest hotels, resorts, and cruises.
  • Coordinate airfare, arrange tours and transportation, and reserve tables at top restaurants.
  • Purchase theater tickets, find a gift for that special occasion, or even help book those hard-to-get reservations.

 Let us help so you can have more time for the things in life that really matter. For more information call 1 (800) 953-7392; outside the U.S. call collect: 1 (630) 350-4551 or visit www.visasignatureconcierge.com

*Certain restrictions, limitations, and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature® Card to secure transactions. Please refer to your Guide to Benefits (PDF) for further details.
**Certain restrictions, limitations, and exclusions apply. The fare (ticket) must be charged in entirety to a covered Visa Card account. Coverage generally begins and ends at the places designated on the ticket. Please see the Guide to Benefits (PDF) for details.

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