Make your home one you love. Home Equity Loans and Lines and Credit


Home Equity Loans

  • Overview
  • Rates
  • Resources

RCU provides many home equity and home improvement loan options to meet your needs.

Product Features
  • No closing costs for loan amounts up to $200,000
  • Fixed and variable options available
  • Loans for primary, second and investor homes
  • Up to 85% combined loan to value
  • Loan amounts up to $500,000

  Variable Home Equity Lines of Credit   Fixed Home Equity Loans

Rates adjust with Prime Rate.

Fixed interest

Rate Changes Rates can adjust monthly. Rates do not adjust.

Payments can adjust depending on current rate and outstanding principal. Payments do not adjust.
Terms available up to 30 years. Interest Only terms available.

Terms available up to 30 years. 

Recommendation Ideal for those seeking flexible payments with 10 or 15 year draw periods. Best for those seeking traditional loan & stable payments.

Join RCU Today

RCU Logo


Get started now

Join Now 

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo


Choose the Type of Account You Wish to Open

Personal       Youth


If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Financial Wellness