Home Loan Center

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Love everything about your home. At Redwood Credit Union, we offer affordable solutions for all your home needs every step of the way. Count on us to deliver a one-stop experience.

First Mortgages

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Loans for purchase or refinance of primary residence, second homes, investment properties and reverse mortgages.

Equity Loans & Lines

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Low fixed and variable rate options for home improvements, vacations, weddings and more!


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Apply online today – it’s quick and easy!

Free Real Estate Resources

Powered by CU Realty Services
HomeAdvantage™ can help you to find a trusted agent, search for a home and more.


Home Insurance
Homeowners, renters, and rental insurance to cover loss and damage to property.

Solar Loans

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Be more energy-efficient, reduce your carbon footprint and save money with our low-rate and flexible loan term options.

HomeAdvantage is available to you through a relationship between RCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using RCU for a mortgage is not required to earn Cash Rewards, and amounts are dependent on the commissions paid to the agent. RCU may have rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states, however, are void where prohibited by law or by the lender. Please consult with RCU for details that may affect you.

First Mortgage Rates

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Online Rate Quotes


Home Equity Rates

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Online Rate Quotes


Marine Insurance

A policy for boats and personal watercraft (such as Jet Skis and Ski-Doos) insures you against most risks of ownership and operation.

  • Protects your boat/watercraft and its motor, trailer and cargo, including fishing equipment
  • Protects you, the owner, against liability of bodily injury or property damage to other people while you’re operating your boat/watercraft

Our Insurance Specialists are ready to offer you a free online quote after they search dozens of insurance carriers for the best price for your policy. Please ask about multi-policy discounts and billing options, too.

Get a Quote

If you have any questions, please call us toll-free at 1 (866) 477-4225 or locally at (707) 576-5120.

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Mechanical Breakdown Protection (MBP)

MBP provides comprehensive coverage so you can avoid those unpleasant costs associated with vehicle repairs.

We will pay or reimburse you for reasonable costs to repair or replace any mechanical or electrical part, minus any deductible. Replacement parts may be new, remanufactured or used parts of like kind and quality.

Simply choose the plan that best fits your needs for parts coverage:


  • Engine (including diesels)
  • Turbocharger or supercharger (if factory-installed)
  • Transmission (automatic or standard)
  • Transfer case
  • Drive axles (front and rear)


  • Everything listed under our Standard policy
  • Steering
  • Brakes
  • Electrical
  • Air conditioner
  • Front and rear suspension


  • Everything listed under our Standard and Classic policies
  • Fuel delivery
  • Cooling
  • Enhanced electrical


  • Everything listed under our Standard, Classic and Elite policies
  • Luxury package, factory-installed
  • Interior and exterior appointments

For more information and contract-specific terms and conditions, please call us at
1 (800) 479-7928.

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