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Home Equity Loans

  • Overview
  • Rates
  • Resources

RCU provides many home equity and home improvement loan options to meet your needs.

Product Features

  • No closing costs for loan amounts up to $200,000
  • Fixed and variable options available
  • Loans for primary, second and investor homes
  • Up to 85% combined loan to value
  • Loan amounts up to $500,000
  Variable Home Equity Lines of Credit   Fixed Home Equity Loans

Rates adjust with Prime Rate.


Fixed interest


Rate Changes Rates can adjust monthly. Rates do not adjust.

Payments can adjust depending on current rate and outstanding principal. Payments do not adjust.
Terms available up to 30 years. Interest Only terms available.

Terms available up to 30 years. 

Recommendation Ideal for those seeking flexible payments with 10 or 15 year draw periods. Best for those seeking traditional loan & stable payments.

Apply for a Mortgage

To apply for a first or second mortgage, call our lending team at:

1 (800) 609-9009 or (707) 576-5240

or email