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Home Equity Loans

  • Overview
  • Rates
  • Resources

RCU provides many home equity and home improvement loan options to meet your needs.

Product Features

  • No closing costs for loan amounts up to $200,000
  • Fixed and variable options available
  • Loans for primary, second and investor homes
  • Up to 85% combined loan to value
  • Loan amounts up to $500,000
  Variable Home Equity Lines of Credit   Fixed Home Equity Loans
Rates

Rates adjust with Prime Rate.

 

Fixed interest

 

Rate Changes Rates can adjust monthly. Rates do not adjust.
Payments



Payments can adjust depending on current rate and outstanding principal. Payments do not adjust.
Terms
Terms available up to 30 years. Interest Only terms available.

Terms available up to 30 years. 

Recommendation Ideal for those seeking flexible payments with 10 or 15 year draw periods. Best for those seeking traditional loan & stable payments.

Apply for a Mortgage

To apply for a first or second mortgage, call our lending team at:

1 (800) 609-9009 or (707) 576-5240

or email

  mailmortgagelending@redwoodcu.org

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

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Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.