Mechanical Breakdown Protection

  • Overview

Mechanical Breakdown Protection (MBP) Get a Quote

MBP provides comprehensive coverage so you can avoid those unpleasant costs associated with vehicle repairs.

We will pay or reimburse you for reasonable costs to repair or replace any mechanical or electrical part, minus any deductible. Replacement parts may be new, remanufactured or used parts of like kind and quality.

Simply choose the plan that best fits your needs for parts coverage:


  • Everything listed under our Standard, Classic and Elite policies
  • Luxury package, factory-installed
  • Interior and exterior appointments


  • Everything listed under our Standard and Classic policies
  • Fuel delivery
  • Cooling
  • Enhanced electrical


  • Everything listed under our Standard policy
  • Steering
  • Brakes
  • Electrical
  • Air conditioner
  • Front and rear suspension


  • Engine (including diesels)
  • Turbocharger or supercharger (if factory-installed)
  • Transmission (automatic or standard)
  • Transfer case
  • Drive axles (front and rear)

For more information and contract-specific terms and conditions, please call us at 1 (800) 479-7928.

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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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To discuss coverage, please call us at:
1 (800) 479-7928

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Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!