Sara Crouch came to Redwood Credit Union in 2018 with 14 years of experience in wealth management and financial planning. She takes a balanced approach to help people reach their immediate and long-term goals.

“I greatly enjoy assisting people in the North Bay with their financial needs. My approach to serving our Members is not trying to address every concern right away, but chipping away at the most important, building on those small successes, and using that as a benchmark for the next phase of protecting their financial stability. While I can usually provide a product or service that can assist in the short term, my greatest contribution is to also make sure long- term goals are being examined to strive for the best possible outcome not only for now, but for later.”

Sara serves Members in Cloverdale and Santa Rosa.

FINRA Licenses: Series 6, 63 & 65
State Securities Licenses: CA

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Lin Buencamino joined Redwood Credit Union in 2016 with expertise that includes relationship management and personal banking.

With 14 years of experience in the financial services industry, including 2 years of providing investment advice, Ms. Buencamino understands the complexities of different economic and financial situations, including the financial needs of individuals and small businesses.

“At Redwood Credit Union, I use a comprehensive, personalized approach that enables me to help our Members create customized financial strategies,” says Ms. Buencamino, a graduate of Sonoma State University. “I’m passionate about helping people navigate the life changes that affect their financial situation.“

FINRA Licenses: Series 6, 63 & 65 - Life Insurance License: CA #0I36682
State Securities Licenses: CA

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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Kevin Onizuka joined Redwood Credit Union as a Financial Advisor in 2015, bringing an emphasis in comprehensive financial analysis to our seasoned RCU investment team.

“I enjoy helping Members reach their financial milestones and build a complete financial picture for their future and family. I utilize industry-leading financial planning tools to help Members create and sustain their financial plans. This allows me to create a roadmap of not only what we’re planning on doing, but how we’re going to accomplish it,” he said.

His go-to financial tip he shares with his clients: “Planning is key.  Creating a strategy to ensure a realistic goal with your finances is an absolute must.”

FINRA Licenses: Series 6, 7, 63, 66 - Life Insurance License: CA #0H06139
State Securities Licenses: AZ, CA, FL, HI, ID, MT, NV, NY, OR, SD, TX, WA

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Clark Matthiessen joined RCU Investment Services in 2001 as a Financial Advisor and is a CERTIFIED FINANCIAL PLANNER^TM professional. He is a nine-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.

His investment philosophy includes a strong emphasis on education, based on the belief that “an educated investor makes a better investor.”

Mr. Matthiessen said he loves his work in helping clients to develop investment strategies that meet their individual goals.

FINRA Licenses:  Series 7, 63, 65, 24 – Life Insurance Licenses: AZ #886866, CA #0C63928, CO #332263, ID #284684, MT #736801, NV #172905
State Securities Licenses: AK, AZ, AR, CA, CO, FL, GA, ID, IL, MN, MS, MO, MT, NV, NC, OH, OR, PA, UT, VA, WA

Pacesetter Awards:
 Gold – 2010, 2012, 2013, 2019
 Silver – 2009, 2011, 2015, 2016, 2018
 Bronze – 2003, 2004, 2005, 2007, 2014, 2017

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

A Financial Advisor at Redwood Credit Union, Mike DeFazio specializes in the areas of retirement planning and risk management. He is a seven-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.

“A well-planned and executed long-term investment strategy helps enable investors to be self-sufficient and financially independent, particularly in their retirement years,” he said.

Mr. DeFazio brings over 10 years of business and investment experience to RCU’s investment team, and he is committed to helping Members reach their financial goals.

FINRA Licenses:  Series 6, 7, 63, 66 – Life Insurance Licenses: CA #0D98092, NV #1004587
State Securities Licenses: AZ, CA, GA, HI, ID, NV, OR, TX, UT, WA

Pacesetter Awards:
 Gold – 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019
 Silver – 2008

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Julie Nix joined Redwood Credit Union as Associate Financial Advisor in 2014, with skills that include an emphasis in portfolio analysis, retirement planning and risk assessment.

She has worked as a personal banker and small business specialist, giving Ms. Nix experience with the particular investment and wealth management needs of small business owners and executives. “I have a track record of providing exceptional and memorable client experiences while building long-lasting relationships,” she said.

Ms. Nix graduated Magna Cum Laude with a degree in business administration from San Diego State University.

FINRA Licenses:  Series 6, 7, 63, 66 – Life Insurance License: CA #0H30758
State Securities Licenses: AZ, CA, OR, TX, UT

Pacesetter Awards:
 Gold – 2018, 2019
 Silver – 2017

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Joseph Turfa is a licensed Financial Advisor with 15 years of investment experience focused on retirement planning, wealth management and risk assessment. He is a two-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.

“I am a firm believer in a ‘holistic’ approach to financial planning– that all investments are good for someone, but they must be placed properly,” he said. “I am well-versed in market-based and insurance-based vehicles, in order to provide our Members with some of the best solutions to meet their individual needs and goals.”

Mr. Turfa taught financial strategies courses in 1997-2000  at the University of San Francisco and other locations throughout the San Francisco Bay Area, and spent six years volunteer teaching in Peru with his wife.

FINRA Licenses:  Series 7, 63, 65 – Life Insurance License: CA #0C44098
State Securities Licenses: CA, OR

Pacesetter Awards:
 Silver – 2012, 2018
 Bronze – 2013, 2016, 2017, 2019

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Christine Foster has more than 20 years of experience as a Financial Advisor, and joined Redwood Credit Union in 2001 to help launch its investment services program. She is a ten-time winner of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) which recognizes top producing CFS registered representatives.

“The challenges and rewards of starting something from the ground up were irresistible. I wanted to make a difference,” she said.

She enjoys retirement planning for clients, along with the challenge of teaching Members how to save for the future.

“It’s great to have a job where I make a difference in helping people with their unique financial goals,” she said.

FINRA Licenses:  Series 6, 7, 63, 65 – Life Insurance License: CA #0B09299
State Securities Licenses: AZ, CA, HI, ID, IL, MI, MN, MT, NV, NJ, NY, OK, OR, SD, TX, UT, WA

Pacesetter Awards:
 Gold – 2009, 2010, 2012, 2013
 Silver – 2005, 2007, 2011, 2014, 2015, 2017, 2018, 2019
 Bronze – 2006, 2008, 2016

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Steven Kerston joined Redwood Credit Union in 2010, specializing in the areas of retirement planning and risk management.

“Knowledge and service are key to the relationship between representative and client,” he said. “I make it a point to listen to my clients, discover their goals and objectives and provide quality solutions to help meet their goals and dreams.”

Steven believes a well-planned and executed long-term investment strategy helps enable investors to be self-sufficient and financially independent, particularly in their retirement years.

FINRA Licenses: Series 6, 63 & 65 – Life Insurance License: CA #0G12454
State Securities Licenses: CA, FL, NV, OR, TX, VA, WA

Pacesetter Awards:
 Bronze – 2015, 2017, 2019

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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