Auto Loan Sale Happening now through March 31.

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During our Auto Loan Rate Sale, let the savings drive you further. Now through March 31, take advantage of rates as low as 2.19% APR1 on new, used, or refinanced auto loans.

RCU auto loans

  • Flexible terms: loan terms up to 84 months for affordable payments.
  • Convenient shopping: buy new or used, or refinance an existing loan.
  • Easy to apply: apply online, by phone, or at any local dealership.

Find a car you love

  • Ask for RCU financing at any dealership
  • Shop preowned vehicles from RCU Auto Services2 or use our concierge service and we’ll locate, negotiate, and deliver your perfect ride.
  • Find a car you love with Auto Smart and get connected with a dealership

Protect your ride

  • RCU Insurance Services3 works with top rated carriers to provide quality and value-driven insurance to meet your needs and protect your most important assets
  • Avoid forced placed insurance on your Redwood Credit Union consumer loans, learn more.


  • Refinance your existing loans from another lender to RCU
  • If you qualify for a better rate, you could save hundreds of dollars per year
  • Quick, easy application

1Rates as low as 2.19% effective 2/1/21 through 3/31/21 and assumes excellent credit. Rates, terms, and special offers subject to change. Discount available for purchases and refinances of existing loans from another lender. Payment example: For a 60-month term, pay $17.61 per $1,000 borrowed at 2.19% APR. Some restrictions may apply.

2RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.

3Insurance products are not deposits of RCU and are not protected by NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCUIS is a wholly-owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. OD91054. NPN 7612227.

New & Used Auto Rates

0.25% discount* available to all tiers listed below.


Rate discount effective 02/01/2021 through 03/31/2021. Discount available for purchases and refinances of existing loans from another lender. Terms and special offers subject to change and certain restrictions may apply.

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Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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