Auto Loans

  • Overview
  • Rates
  • Education
  • Apply
  • Calculator

RCU offers loans with low rates, flexible terms and quick loan decisions — allowing you to enjoy value, convenience and savings!

Apply now!

Auto Loans

  • Low rates and flexible terms
  • .25% discount from rate for hybrid/electric vehicles

Convenient Shopping – We Make it Easy!

  • You can apply for an RCU vehicle loan right at the dealership - just ask for RCU financing – you’ll get the same great rates with the convenience of one-stop shopping.

  • Use our AutoSMART website to find the vehicle you love and get connected with a dealership.

  • Buy from a private party or through a dealership 

Refinance Your Vehicle

  • Refinance your existing loans from another lender to RCU
  • If you qualify for a better rate, you could save hundreds of dollars per year

New & Used Auto Rates

New& Used Auto Rates

Start a New Loan Application

Are you a Member?

Log on to RCU Online Banking – your application
 will be prefilled!

Not signed up for RCU Online Banking? Enroll now.

Not an RCU Member?

Begin your loan application or check the status of your loan.

Already Applied in Person or Over the Phone?

To check the status of your loan, view any loan conditions, or to upload any requested documents, please log in.

Auto Loan Calculator

Calculate Payment

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now OR Check Status

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal  Youth

Already Started?

To complete your application, log in

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.