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Low-rate auto loans.
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Auto Loans

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RCU offers loans with low rates, flexible terms and quick loan decisions — allowing you to enjoy value, convenience, and savings! Get the car you'll love with a loan that fits your budget.

RCU auto loans

  • Flexible terms: loan terms up to 84 months for affordable payments.
  • Convenient shopping: buy new or used, or refinance an existing loan.
  • Easy to apply: apply online, by phone, or at any local dealership.

Find a car you love

  • Ask for RCU financing at any dealership
  • Visit RCU Auto Services on Santa Rosa Ave. for competitive, no-haggle pricing
  • Find a car you love with Auto Smart and get connected with a dealership

Protect your ride

  • RCU Insurance Services* works with top rated carriers to provide quality and value-driven insurance to meet your needs and protect your most important assets


  • Refinance your existing loans from another lender to RCU
  • If you qualify for a better rate, you could save hundreds of dollars per year
  • Quick, easy application

*Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member's choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054.

New & Used Auto Rates


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 will be prefilled!

Not signed up for RCU Online Banking? Enroll now.

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Begin your loan application or check the status of your loan.

Already Applied in Person or Over the Phone?

To check the status of your loan, view any loan conditions, or to upload any requested documents, please log in.

Rates are effective 5/21/2019 and are subject to change without notice.

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

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If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

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Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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