More ways to find us
The size of your browser is more conducive to using our Mobile Banking website.
Continue to Mobile Banking website
Login to our desktop Online Banking website
Redwood Credit Union (RCU) offers a variety of personal loans and lines of credit to meet your lending needs. With low rates, a variety of flexible terms and quick, local loan decisions, we're confident you'll find a loan to meet your individual needs.
View our rates
Sign up for RCU's Visa Autopay program
Learn more about Visa Autopay.
Learn more about RCU's RedwoodRewards Plus program
Line of Credit
Fixed rate throughout life of loan
Fixed rate with ability to draw funds
Non-variable or variable rate based on credit history
2.50% APR + dividend rate on RCU account by which loan is secured
Fixed monthly payments
Payments calculated on balance owed
Minimum payment 2% of new balance or $10 whichever is greater
36 – 84 months
Open line of credit with no fixed term
Revolving line of credit with no fixed term
Up to 120 months
Take advantage of historic low loan rates available on home loans with RCU!
RCU provides free access to OnTrack, an online budgeting tool from our partners at Balance, to help you establish a household budget as a foundation for all your financial decisions.
Join with RCU in "Going Green!" Visit our Green page to learn more!