Get more from your banking
We can help you achieve your goals with banking tools that deliver great value. Your new membership includes a regular savings account, a free checking account with rewards, affordable loans and credit cards, and convenient access to your accounts. Feel good about where you bank—bank with us.
Open a Youth Account
The application process should take around 10 minutes.
What you’ll need to apply:
- Social Security number and date of birth for all account holders
- Phone number and email address
- Physical U.S. address
- Debit card or account information for funding new account(s)
Open an Account
Open a Youth Account
Apply for a Loan
Membership open to anyone living or working in the greater North Bay and San Francisco. Some restrictions may apply.
1Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only. Convenience checks, cash advance transactions and balance transfers are excluded from earning points. Full program details at redwoodcu.org/rewards.
2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member's choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054.
3Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (”CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
4First 2 non-RCU ATM fees reimbursed with checking first 4 fees reimbursed with checking and active RCU loan or credit card. Active loan or cred card – at least 1 transition or payment in prior month. Casino/gambling and ATMs outside U.S. excluded.