Save for your future by building your savings in safe, insured certificates that earn higher yields than traditional savings accounts.
Share Certificates
- Dividends compounded and paid monthly
- Terms from 3 months to 5 years
- Initial deposits from just $1,000
- Cash out or re-invest when your certificate matures
Individual Retirement Account (IRA) Certificates
- Dividends compounded and paid monthly
- Terms from 3 months to 5 years
- Initial deposits from just $1,000
- Cash out or re-invest when your certificate matures for retirement or other needs
Want to learn more about certificate investment strategies?
Compare our Certificates
APY= Annual Percentage Yield. Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal. Fees may reduce earnings. Rates effective 10/16/19 and are subject to change. To open, obtain, and maintain the advertised rate for the certificate, you must have a $1,000 deposit and an active checking account at RCU. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller or dividend posting transactions).