Savings Accounts

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  • Education

With an RCU savings account, you can establish an emergency fund, save for a particular goal or special occasion, and help build a stable financial future for you and your family.

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  • Establish your Membership with a regular savings 
  • Save for a rainy day, goals, your future
  • Earn competitive dividends with $100+ balances 
  • Dividend rates increase with higher balances
  • Dividends compounded and paid quarterly  
  • Create special accounts for holiday savings or other purposes
  • Build your own savings account options available (see "Compare" tab for details)
  • Make saving even easier with automatic deposits

Ready to open an RCU savings account?



Regular Savings

Build Your Own Savings

Holiday Club


To establish Membership

To save money for a certain reason - vacation, major purchase, etc.

To save money for holiday expenses

Minimum Balance to Open

$5 per Member



Deposit or Withdraw at any time




Dividends Paid

Yes, on balances of $100 or more

Yes, on balances of $100 or more

Yes, on balances of $100 or more

Monthly Service Charge



Minimum Balance to Avoid Service Charge




Special Features


Ability to create savings goal and track progress in RCU Online Banking

Funds in the account are transferred to your checking account on October 31st each year

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    • Simple tax returns
    • Taxpayers who use Form 1040EZ
    • Taxpayers with children


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    Need Help Logging in to RCU Online?

    If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

    Sign up today for RCU Online banking.

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    Still need help?

    Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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    Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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