Today's Rates
Savings hero image

Savings Accounts

  • Overview 
  • Compare
  • Education

With an RCU savings account, you can establish an emergency fund, save for a particular goal or special occasion, and help build a stable financial future for you and your family.

Compare Options

  • Establish your Membership with a regular savings 
  • Save for a rainy day, goals, your future
  • Earn competitive dividends with $100+ balances 
  • Dividend rates increase with higher balances
  • Dividends compounded and paid quarterly  
  • Create special accounts for holiday savings or other purposes
  • Build your own savings account options available (see "Compare" tab for details)
  • Make saving even easier with automatic deposits

Ready to open an RCU savings account?

Open 

 

Regular Savings

Build Your Own Savings

Holiday Club
 Purpose

To establish Membership

To save money for a certain reason - vacation, major purchase, etc.

To save money for holiday expenses
Minimum Balance to Open

$5 per Member

$5

$5
Deposit or Withdraw at any time

 Yes

 Yes

 Yes
Dividends Paid

Yes, on balances of $100 or more

View Rates

Yes, on balances of $100 or more

View Rates

Yes, on balances of $100 or more

View Rates

Monthly Service Charge

View Fee

 None

 None
Minimum Balance to Avoid Service Charge

$75

 N/A

 N/A
Special Features

 None

Ability to create savings goal and track progress in RCU Online Banking

Funds in the account are transferred to your checking account on October 31st each year

Get Started

    Join RCU Today

    RCU Logo

    Welcome!

    Get started now

    Join Now OR Check Status

    If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

    Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

    Compare & Save

    ATM Access Comparison

    Personal Loan Rate Tiers

    High Balance Dividend Earning Checking

    Dividend Bearing Checking Rates

    HSA Rates

    Special Savings Rates

    Savings Rates

    Choose Auto, RV or Boat Protection

    Get an Insurance Quote

    Choose the Type of Coverage You Need

    Auto Insurance  RV, Motorcycle/ATV or Boat

    Call for a Quote

    To discuss coverage, please call us at:
    1 (800) 479-7928

    New & Used Auto Credit Tiers

    New & Used RV Credit Tiers

    Solar Loan Credit Lending

    Home Equity Loan Payment Calculator

    RV Payment Calculator

    Solar Loan Payment Calculator

    Auto Loan Payment Calculator

    TurboTax Free Version

    Free Federal, $27.99 state (optional)

    • Simple tax returns
    • Taxpayers who use Form 1040EZ
    • Taxpayers with children

     

    Login Help

    Need Help Logging in to RCU Online?

    If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

    Sign up today for RCU Online banking.

    enroll now

    Still need help?

    Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

    Join RCU Today

    RCU Logo

    Welcome!

    Get started now

    Join Now OR Check Status

    If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

    Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

    Choose Account Type

    RCU Logo

    Welcome!

    Choose the Type of Account You Wish to Open

    Personal  Youth

    Already Started?

    To complete your application, log in

    If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

    Login Help

    Need Help Logging in to RCU Online?

    If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

    Sign up today for RCU Online banking.

    enroll now

    Still need help?

    Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.
    Financial wellness
    View all financial wellness links