Savings Accounts

  • Overview 
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  • Education

With an RCU savings account, you can establish an emergency fund, save for a particular goal or special occasion, and help build a stable financial future for you and your family.

Compare Options

  • Establish your Membership with a regular savings 
  • Save for a rainy day, goals, your future
  • Earn competitive dividends with $100+ balances 
  • Dividend rates increase with higher balances
  • Dividends compounded and paid quarterly  
  • Create special accounts for holiday savings or other purposes
  • Build your own savings account options available (see "Compare" tab for details)
  • Make saving even easier with automatic deposits

Ready to open an RCU savings account?



Regular Savings

Build Your Own Savings

Holiday Club


To establish Membership

To save money for a certain reason - vacation, major purchase, etc.

To save money for holiday expenses

Minimum Balance to Open

$5 per Member



Deposit or Withdraw at any time




Dividends Paid

Yes, on balances of $100 or more

Yes, on balances of $100 or more

Yes, on balances of $100 or more

Monthly Service Charge



Minimum Balance to Avoid Service Charge




Special Features


Ability to create savings goal and track progress in RCU Online Banking

Funds in the account are transferred to your checking account on October 31st each year

Solar Loan Payment Calculator

TurboTax Free Version

Free Federal, $27.99 state (optional)

  • Simple tax returns
  • Taxpayers who use Form 1040EZ
  • Taxpayers with children


Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Home Equity Loan Payment Calculator

RV Payment Calculator

Auto Loan Payment Calculator

Solar Loan Credit Lending

New & Used RV Credit Tiers

New & Used Auto Credit Tiers

Call for a Quote

To discuss coverage, please call us at:
1 (800) 479-7928

Choose Auto, RV or Boat Protection

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Choose the Type of Coverage You Need

Auto Insurance  RV, Motorcycle/ATV or Boat

Savings Rates

Special Savings Rates

HSA Rates

Dividend Bearing Checking Rates

High Balance Dividend Earning Checking

Personal Loan Rate Tiers

Compare & Save

ATM Access Comparison

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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