The Science of Saving

April is Credit Union Youth Month
Youth Month

Youth Accounts

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  • Education

Celebrate Credit Union Youth Month with us during April, and enjoy contests, free giveaways, and more!

Coloring Contest (ages 12 and under) – Pick up an official sheet from any RCU branch, or download it here. One winner per branch will receive $100. Entries accepted at any RCU branch.

Creative Contest (ages 13-17) –Tell us about a savings goal you are working toward. Be creative! Write a poem, record a song, draw a picture, write an essay… you choose! One winner will receive $250. Download the entry form here. Entries accepted at any branch.

RCU offers two special programs for our younger Members, to help them earn dividends on their savings and learn about money management.

Jr Ranger newsletter thumbnailJr. Ranger

  • Children up to 12 years old are eligible for our Jr. Ranger program & savings account
  • Dividends paid quarterly on savings balances of $10 or more
  • FREE quarterly newsletter with savings tips, games, comic, and more! Click the thumbnail image to view the current issue.
  • FREE access to RCU Online banking and Telephone Teller
  • Save $100 and get a FREE “Reddy the Redwood” plush toy
  • Enjoy FREE educational articles, puzzles, games, contests and more in the M3 Money Club!

Q1 Jr Partner Post thumbnailJr. Partner

  • Teens 13 to 17 years old are eligible for our Jr. Partner program & savings account
  • Dividends paid quarterly on savings balances of $10 or more
  • FREE quarterly newsletter with savings tips, fun facts, and more. Click the thumbnail image to view the current issue.
  • FREE debit or ATM card with maximum daily limits set by responsible adult on account, from $40 to $500 in $20 increments (consent form required) 
  • FREE checking account for 16 and 17 year-olds (joint account with responsible adult) 
  • FREE access to RCU online and mobile banking and Telephone Teller 
  • Save $250 and receive an account milestone gift from RCU
  • Enjoy FREE educational articles, puzzles, games, contests and more on the Elements of Money site!

Just for kids! M3 Money Club

Operation M3 takes you on a superhero adventure with puzzles, games, and stories to help you learn to save and be smart with your money. Click the logo to get started today!
M3 Money Club logo

Just for teens! Elements of Money

Get great saving and spending tips through videos, stories, quizzes and more – click the logo to visit Elements of Money and get started today!

Elements of Money logo

Ready to open a youth account?

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Jr. Ranger

Jr. Partner

Ages

 0-12

 13-17

Minimum Balance 

 $10

 $10

Dividends

Yes, on balances of $10 or more

Yes, on balances of $10 or more

Monthly Service Charge

 None

 None

Free Checking Account

 No

Yes - must be 16 or older (joint account with parent/guardian)

Debit or ATM Card*

No

 Yes - Debit  Card  requires checking account (must be 16 or older) 


*Requires consent form signed by parent/guardian

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

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Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

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