Credit Union Youth Month hero image

Youth Accounts

  • Overview
  • Compare
  • Education

Celebrate Credit Union Youth Month with us during April, and enjoy contests free giveaways, and more!

Coloring Contest (Ages 12 and under) – Pick up an official sheet from any branch or download it here! One winner per branch receives $100! Entries accepted at any RCU branch.

What are you saving for? (Ages 13-17) – Tell us about a savings goal you are working toward. Be creative! Write a poem, record a song, draw a picture, write an essay… you choose! One winner per branch receives $100! Download entry from here. Entries accepted at any RCU branch.

RCU offers two special programs for our younger Members, to help them earn dividends on their savings and learn about money management.

Youth newsletter thumbnailJr. Ranger

  • Children up to 12 years old are eligible for our Jr. Ranger program & savings account
  • Dividends paid quarterly on savings balances of $10 or more
  • FREE access to RCU Online banking and Telephone Teller
  • Play fun financial games and learn about money on the Jr. Ranger web page
  • Save $100 and get a FREE “Reddy the Redwood” plush toy
  • Enjoy FREE educational articles, puzzles, games, contests and more on RCU Googolplex!

Teen newsletter thumbnailJr. Partner

  • Teens 13 to 17 years old are eligible for our Jr. Partner program & savings account
  • Dividends paid quarterly on savings balances of $10 or more  
  • FREE debit or ATM card with maximum daily limits set by parent/guardian on account, from $40 to $500 in $20 increments (consent form required) 
  • FREE checking account for 16 and 17 year-olds (joint account with parent/guardian) 
  • FREE access to RCU Online banking and Telephone Teller 
  • Enjoy educational articles, videos and fun financial games on the Jr. Partner web page
  • Save $250 and receive an account milestone gift from RCU
  • Enjoy FREE educational articles, puzzles, games, contests and more on the RCU Googolplex

Ready to open a youth account?

Open

 

Jr. Ranger

Jr. Partner

Ages

 0-12

 13-17

Minimum Balance 

 $10

 $10

Dividends

Yes, on balances of $10 or more

Yes, on balances of $10 or more

Monthly Service Charge

 None

 None

Free Checking Account

 No

Yes - must be 16 or older (joint account with parent/guardian)

Debit or ATM Card*

No

 Yes - Debit  Card  requires checking account (must be 16 or older) 


*Requires consent form signed by parent/guardian