A gift for their present & future

Youth Accounts

  • Overview
  • Compare
  • Education

Youth accounts make strong futures and great presents. Enjoy free gifts at savings milestones, dividends paid quarterly on balances of $10 or more, free debit or ATM cards for teens with maximum daily limits, and more! Receive a free gift at the account opening plus a holiday deposit certificate and share the gift of savings with the youth in your life.

Junior Ranger Newsletter Fall 2018Jr. Ranger

  • Children up to 12 years old are eligible for our Jr. Ranger program & savings account
  • Dividends paid quarterly on savings balances of $10 or more
  • FREE quarterly newsletter with savings tips, games, comic, and more! Click the thumbnail image to view the current issue.
  • FREE access to RCU Online banking and Telephone Teller
  • Save $100 and get a FREE “Reddy the Redwood” plush toy
  • Enjoy FREE educational articles, puzzles, games, contests and more in the M3 Money Club!

Jr. Partner Post Newsletter Fall 2018Jr. Partner

  • Teens 13 to 17 years old are eligible for our Jr. Partner program & savings account
  • Dividends paid quarterly on savings balances of $10 or more
  • FREE quarterly newsletter with savings tips, fun facts, and more. Click the thumbnail image to view the current issue.
  • FREE debit or ATM card with maximum daily limits set by responsible adult on account, from $40 to $500 in $20 increments (consent form required) 
  • FREE checking account for 16 and 17 year-olds (joint account with responsible adult) 
  • FREE access to RCU online and mobile banking and Telephone Teller 
  • Save $250 and receive an account milestone gift from RCU
  • Enjoy FREE educational articles, puzzles, games, contests and more on the Elements of Money site!

Just for kids! M3 Money Club

Operation M3 takes you on a superhero adventure with puzzles, games, and stories to help you learn to save and be smart with your money. Click the logo to get started today!
M3 Money Club logo

Just for teens! Elements of Money

Get great saving and spending tips through videos, stories, quizzes and more – click the logo to visit Elements of Money and get started today!

Elements of Money logo

Ready to open a youth account?

Open

 

Jr. Ranger

Jr. Partner

Ages

 0-12

 13-17

Minimum Balance 

 $10

 $10

Dividends

Yes, on balances of $10 or more

Yes, on balances of $10 or more

Monthly Service Charge

 None

 None

Free Checking Account

 No

Yes - must be 16 or older (joint account with parent/guardian)

Debit or ATM Card*

No

 Yes - Debit  Card  requires checking account (must be 16 or older) 


*Requires consent form signed by parent/guardian

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now OR Check Status

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Choose Account Type

RCU Logo

Welcome!

Choose the Type of Account You Wish to Open

Personal  Youth

Already Started?

To complete your application, log in

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.