Buy a New Car

Buy a New Car

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Redwood Credit Union is your complete resource for new and used vehicles. With so many ways and places to shop, we'll find the vehicle purchasing solution that's right for you.

RCU Auto Services (RCUAS)

  • RCUAS is RCU’s wholly-owned subsidiary offering a complete Auto Center and purchasing services
  • We'll find the vehicle, options, and color you want – just visit our lot to pick up your new vehicle!
  • Work with one RCUAS Advisor from start to finish
  • Prices are as marked, no haggling needed
Visit RCU Auto Services online or call us at
(707) 576-5080

Search for an Auto

Chelsea Campbell
  • RCU Auto Services helps connect you to local dealerships’ fleet departments
  • Easily search local dealerships’ inventory in one place to find the right vehicle at the right price for you

Want to learn more about the benefits of these options?

Preferred Dealerships

  • Dealers are part of our Preferred Dealer Program, which is monitored by RCU staff
  • Sales Associates are trained by manufacturer on the vehicle’s features
  • Test drive various vehicles to assist in making an educated choice
  • Negotiate your final sales price directly with the dealership

Value

Find out what vehicles are worth and empower yourself during the negotiating process.

History

Research your vehicle’s history to make a more informed decision.

Safety

Access safety recall information for vehicles and equipment dating back to 1966.

Dependability

Read the latest information about vehicle dependability from experts in the field.

Fuel Economy

Discover how vehicles rate by miles per gallon.

RCU Auto Services is a wholly-owned subsidiary of Redwood Credit Union.

 
 

RCU Auto Services

Dealership

Search for Auto

RCU Lot Sale
Pricing

No haggle sales price

Ability to negotiate

Ability to negotiate

Ability to negotiate

Selection

Variety of makes and models

Typically dedicated to a single brand

Shop for vehicles at participating dealerships in your area

 

Test drive multiple brands of new vehicles at one place
 Assistance Dedicated advisor helps you through selection and financing Sales people are dedicated to a single brand and very knowledgeable Research, compare and shop online from the comfort of home Variety of advisors and sales people to answer questions
 Financing On-site RCU financing available On-site RCU financing and other financing options available On-site RCU financing and other financing options available On-site RCU financing available

Choose Account Type

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Welcome!

Choose the Type of Account You Wish to Open

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To complete your application, log in

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Solar Loan Payment Calculator

TurboTax Free Version

Free Federal, $27.99 state (optional)

  • Simple tax returns
  • Taxpayers who use Form 1040EZ
  • Taxpayers with children

 

Login Help

Need Help Logging in to RCU Online?

If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.

Sign up today for RCU Online banking.

enroll now

Still need help?

Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.

Home Equity Loan Payment Calculator

Visa Promotion

Visa Holiday Infographic
Fee & term information reflect non-introductory rates, and national averages collected from CreditCards.com 12/2/13 and based off of a 48-month repayment period.

RV Payment Calculator

Auto Loans Sale

Auto savings infographic

Compare Mortgage Options

 

First Mortgages

Equity Loans

Reverse Mortgages

Features

  • Home loans for purchase or refinance
  • Loans for primary residence, second homes and investment properties
  • Low rates on fixed and variable loans
  • Low down payment options
  • Loans up to $2 million

 

  • Home equity loans and lines of credit available
  • Loans for primary residence, second homes and investment properties
  • Low fixed and variable rate options
  • Loans up to $500,000

 

  • Unique loan that allows homeowner convert a portion of home’s equity into cash
  • Can provide income for retirement and estate planning
  • Reverse loans are available for Members 62 years and older
  • Loans available regardless of income
  • Amount borrowed depends on factors such as value of home, current interest rate and borrower’s age

 

To Learn More or Apply

Call our helpful mortgage experts at 1 (800) 609-9009.

Auto Loan Payment Calculator

Solar Loan Credit Lending

New & Used RV Credit Tiers

New & Used Auto Credit Tiers

Call for a Quote

To discuss coverage, please call us at:
1 (800) 479-7928

Choose Auto, RV or Boat Protection

Get an Insurance Quote

Choose the Type of Coverage You Need

Auto Insurance  RV, Motorcycle/ATV or Boat

Savings Rates

Special Savings Rates

HSA Rates

Dividend Bearing Checking Rates

High Balance Dividend Earning Checking

Personal Loan Rate Tiers

Top 4 Credit Union Myth Busters

Myth #1: Credit unions are exactly the same as banks

Truth: Credit unions provide the same services as banks, but we do it differently. Banks exist to earn profits for their stockholders. A credit union is owned and run by its members as a cooperative, which means our focus is on people, not profits. For you, that means fewer and lower fees, better rates and exceptional service.

Myth #2: You can’t get a variety of products and services

Truth: Credit unions offer the same range of financial services as a bank, like debit and credit cards, online banking, mobile apps, auto loans and more. The difference is credit unions have fewer fees and lower rates – we use our profits to save you money.

Myth #3: Credit unions are not convenient

Truth: Remember paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! Plus, you can do many transactions online or on your phone without ever having to visit a branch.

Myth #4: Only some people can join a credit union

Truth: While credit unions are chartered to serve specific regions or communities, nearly everyone is eligible to join and benefit.

Now you know the truth. Come experience the difference & bank easier with RCU!

Compare Nationwide ATM Access

Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! 1

Redwood Credit Union logo

Wells Fargo

Bank of America

Chase

ATM Access

FREE
31,
000+  locations nationwide
3 free per month for
non-RCU/CO-OP ATMs 2

Free at 12,000+ locations nationwide
$2.50 per transaction at non-Wells Fargo ATMs

Free at 17,000+ locations nationwide
$2.50 per transaction at non-B of A ATMs

Free at 20,000 locations nationwide
$2 per transaction at non-Chase ATMs

1 Fee & ATM information collected from bank websites 8/13/14
2 $1 each thereafter

Compare & Save

Comparison Chart

Compare ATM Access

Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven and Costco locations. That’s more than any bank! 1

ATM Info Chart

Home Solutions Video

Compare & Save

ATM Access Comparison

Join RCU Today

RCU Logo

Welcome!

Get started now

Join Now OR Check Status

If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.

Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!

Savings Without the Workout

Checking Comparison Chart

Who Offers More Free ATMs Nationwide?

ATM Infographic

Banks vs Credit Unions

Banks vs Credit Unions