More ways to find us
If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.
Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.
Truth: Credit unions provide the same services as banks, but we do it differently. Banks exist to earn profits for their stockholders. A credit union is owned and run by its members as a cooperative, which means our focus is on people, not profits. For you, that means fewer and lower fees, better rates and exceptional service.
Truth: Credit unions offer the same range of financial services as a bank, like debit and credit cards, online banking, mobile apps, auto loans and more. The difference is credit unions have fewer fees and lower rates – we use our profits to save you money.
Truth: Remember paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven, Costco and Walgreens locations. That’s more than any bank! Plus, you can do many transactions online or on your phone without ever having to visit a branch.
Truth: While credit unions are chartered to serve specific regions or communities, nearly everyone is eligible to join and benefit.
Now you know the truth. Come experience the difference & bank easier with RCU!
Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven, Costco and Walgreens locations. That’s more than any bank! 1
31,000+ locations nationwide
3 free per month for
non-RCU/CO-OP ATMs 2
Free at 12,000+ locations nationwide
$2.50 per transaction at non-Wells Fargo ATMs
Free at 17,000+ locations nationwide $2.50 per transaction at non-B of A ATMs
Free at 20,000 locations nationwide $2 per transaction at non-Chase ATMs
1 Fee & ATM information collected from bank websites 8/13/14 2 $1 each thereafter
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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.
Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!
Which loan is right for you?
Fixed rate throughout the life of the loan. View rates
APR is 2.5% plus the dividend rate earned on the account the loan is secured against
Fixed monthly payments
From 24 – 84 months
From 1 – 240 months
From 1-120 months
10 years or newer
10 years or
10 years or newer
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Take advantage of historic low loan rates available on home loans with RCU!
RCU provides free access to OnTrack, an online budgeting tool from our partners at Balance, to help you establish a household budget as a foundation for all your financial decisions.
Join with RCU in "Going Green!" Visit our Green page to learn more!