Finance a Car

  • Work with a local, trusted community lender
  • Find the right loan that fits your needs
  • Low rates & a variety of terms available
Redwood Finance a Car

 
  • Overview
  • Compare
  • Education
  • Reviews
RCU has vehicle loans with low rates, flexible terms and quick loan decisions. When you're in the market for your next vehicle, consider RCU for all your financing needs!

Direct Auto Loan through Redwood Credit Union

  • Low rates and flexible terms
  • Apply & fund your loan either in a branch, by phone or online
  • Get preapproved before searching for a vehicle
  • Find out how much you can comfortably borrow, what your interest rate and terms will be
  • Submit your loan application online

Credit Union Direct Lending (CUDL)

  • Program partners with local dealerships
  • Purchase a vehicle and complete all paperwork in one visit to the dealership
  • RCU’s lending department receives your purchase documents and processes your loan
  • View a list of Preferred Dealership Partners

Share Secured Loan

  • Work directly with an RCU representative to gain approval and fund your loan, either in a branch or by phone
  • Ideal for people with limited credit history or damaged credit
  • Use your cash to build credit and buy a vehicle
  • Money is secured in a savings account or certificate, which funds the loan
  • Great option for parents who are helping their children with their first auto
  • Visit your local branch to get started

Which loan is right for you?

  Auto Loan Recreational Vehicle Loan CUDL  Share Secured 
Purpose To purchase a new or used vehicle from a dealership or private party To purchase a new or use recreational vehicle from a dealership or private party To purchase a new or used vehicle from a dealership Funds can be used for any reason including purchasing a vehicle from a dealership or private party
Rates

Fixed rate throughout the life of the loan.
View rates

Fixed rate throughout the life of the loan.
View rates

 

Fixed rate throughout the life of the loan.
View rates

APR is 2.5% plus the dividend rate earned on the account the loan is secured against

Payments

Fixed monthly payments

Fixed monthly payments

 

Fixed monthly payments

 

Fixed monthly payments

Terms 

From 24 – 84 months

From 1 – 240 months

From 24 – 84 months

From 1-120 months

Minimum Loan Amount

 $2,000

 $1,000

 $2,000

 $500

Vehicle Age

10 years or newer 

10 years or
newer

10 years or newer

N/A

Send a Question or Comment about This Product

Please use this form to ask a question or comment about this product.

Email    
Confirm Email    
First Name    
Last Name    
Purpose of your contact     
Satisfaction
What does your inquiry relate to?  
Comment