RedwoodRewards Plus

  • Available for RCU Visa credit and debit cards
  • Get points for everyday purchases
  • Earn rewards even faster with combined debit and credit rewards points
RedwoodRewards Plus
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RedwoodRewards Plus

Redwood Credit Union’s Debit & Credit Card Rewards Program

Already Enrolled in RedwoodRewards Plus? Log in to RCU Online banking and go to the RedwoodRewards Plus tab.

Earn valuable rewards points each time you use your Redwood Credit Union (RCU) Visa debit or credit card with RedwoodRewards Plus, our exciting Member rewards program. Earning rewards for every day purchases such as groceries, filling up your gas tank or going out to dinner is as easy as swiping and signing with your RCU debit card or RCU credit card. Even better, debit and credit rewards points are combined, so you’ll earn rewards even faster!

Getting started is easy!

Sign Up:

To enroll, call us at 1 (800) 479-7928, complete and send in the RedwoodRewards Plus enrollment form, or visit any of our convenient Bay Area branch locations.

Earn Points:

Accrue 1 point for every $1 you spend using your RCU Visa Credit Card, and 1 point for every $2 you spend using your RCU Visa Debit Card (signature-based transactions only*).

Plus – your credit and debit rewards points are combined, so you’ll earn rewards even faster!

Reward Yourself:

Redeem your points for travel, gift cards, merchandise and more! Simply log into your RCU online account, go to the RedwoodRewards Plus tab and select your rewards!

Here are just a few of the great rewards you can enjoy when you sign up for the RedwoodRewards Plus program:

  • Travel
    Plan your dream vacation with our flexible travel points. For air travel, cruises, hotel accommodations, car rental, resort stays and more, our travel program makes it easy! Or choose a convenient travel package to make planning a breeze.

  • Merchandise
    RedwoodRewards Plus offers a wide selection of merchandise for you to choose from, including brand name electronics, sports and leisure items, household and garden goods, jewelry and more!

  • Gift Cards
    Can’t decide how to spend your points? Choose a convenient gift card from a variety of popular national retailers and restaurants!

  • eGift Cards
    Redeem your points for electronic gift cards from a wide variety of retailers. eGift Cards are a great alternative to plastic cards—you will receive your eGift Card via email within minutes of redeeming your points, and they can be used instantly online or at the store.

  • ShoppingFLING
    ShoppingFLING is a program offering bonus points for shopping on the RedwoodRewards Plus website at participating merchants.  No additional registration is required. Simply use your Rewards debit or credit card at participating merchants using the ShoppingFLING link. BONUS points will vary according to the individual merchant. Visit the Redwood Rewards Plus website and check out this great new option!

  • Charity

    You can also redeem your points for a donation to a charity of your choice. Charity Choice offers a carefully selected list of over 250 major charitable causes to choose from, covering a broad range, with something meaningful for everyone.

  • Downloadable Media

    You can download your favorite music, ringtones, audio books and more! Choose from over 1,000,000 titles!

  • Points Purchase

    Want to get a gift card or that new household item, but short on points? Now you can purchase the 
    remaining points to get your item of choice much sooner with Points Purchase. Simply select Points Purchase during your points redemption transaction for the option to purchase the remaining points needed for your desired item or gift.
For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log into your RCU online account and go to the RedwoodRewards Plus tab.

* Debit Rewards available for personal accounts only.  Business Accounts are not eligible for Debit Rewards.

  Visa Platinum Credit Card & Visa Debit Card Capital One™ Venture℠ Rewards Credit Card Chase Sapphire Preferred℠ Card Citi Forward® Card

Credit or Debit

Combine and earn faster!
Credit Credit Credit

Accrual Rate

Visa Platinum Credit Card:
1 point for every $1 spent*

Visa Debit Card:
1 point for every $2 spent*
2 miles per $1
on every purchase
 2 points for every $1 spent on travel and dining 1 point for every $1 spent on all other purchases  5 points for every $1 spent on dining and entertainment 1 point for every $1 spent on all other purchases

Bonus Points

Visa Platinum Credit Card:
2,500 bonus points after enrollment in RedwoodRewards Plus program
10,000 bonus miles after spending $1,000 within the first three months 40,000 bonus points after spending $3,000 within the first three months 10,000 bonus points after spending $650 and signing up for paperless statements within the first three months

Redeem For

Travel, gift cards, merchandise, media downloads, charity donations and more Any travel expenses Travel expenses within rewards program travel Gift cards, travel and a variety of products

Annual Fee

Visa Platinum Credit Card:
 $0 for first year; $35 thereafter

Visa Debit Card:
$0 for first year; $59 thereafter $0 for first year; $95 thereafter None

Point Expiration

Points expire 4 years from the date they are earned Unlimited Unlimited Points expire 5 years from the date they are earned

*Excludes balance transfers, cash advances and PIN-based transactions.
Fee and other information collected from, and vendor websites 11/8/12 and may reflect promotional offers.


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