More ways to find us
If you’ve forgotten your RCU Online banking Username, password, or other login information, follow the directions below to get help now.
Contact our Member Service Center at 1 (800) 479-7928, Monday through Friday from 7am to 8pm or Saturday from 8am to 5pm PST.
Truth: Credit unions provide the same services as banks, but we do it differently. Banks exist to earn profits for their stockholders. A credit union is owned and run by its members as a cooperative, which means our focus is on people, not profits. For you, that means fewer and lower fees, better rates and exceptional service.
Truth: Credit unions offer the same range of financial services as a bank, like debit and credit cards, online banking, mobile apps, auto loans and more. The difference is credit unions have fewer fees and lower rates – we use our profits to save you money.
Truth: Remember paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven, Costco and Walgreens locations. That’s more than any bank! Plus, you can do many transactions online or on your phone without ever having to visit a branch.
Truth: While credit unions are chartered to serve specific regions or communities, nearly everyone is eligible to join and benefit.
Now you know the truth. Come experience the difference & bank easier with RCU!
Are you tired of paying a fee when you use an ATM from another bank? RCU is part of the CO-OP Network, giving you convenient FREE access to more than 30,000 ATMs at other credit unions, 7-Eleven, Costco and Walgreens locations. That’s more than any bank! 1
31,000+ locations nationwide
3 free per month for
non-RCU/CO-OP ATMs 2
Free at 12,000+ locations nationwide
$2.50 per transaction at non-Wells Fargo ATMs
Free at 17,000+ locations nationwide $2.50 per transaction at non-B of A ATMs
Free at 20,000 locations nationwide $2 per transaction at non-Chase ATMs
1 Fee & ATM information collected from bank websites 8/13/14 2 $1 each thereafter
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If you're interested in opening a Business, Trust, or other type of account, please visit your nearest branch.
Redwood Credit Union serves anyone living, working or owning a business in California’s Northern Bay Area, which includes the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Contra Costa and Solano. We look forward to serving you!
When you open a Health Savings Account with RCU, you'll enjoy more flexibility and control over health care costs. If you have a high deductible health plan, consider this:
Do you have questions about high-deductible health plans (HDHPs)?
Want to know about HSA contribution limits?
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Must be covered by a High Deductible Health Plan (HDHP)
Yes, as established by the IRS
Yes, limited to the lesser of amount established by IRS or Employer
Yes, on contributions, earnings and distributions for qualified medical expenses
Yes, on contributions made via payroll deduction
Savings or checking
Use your debit card or Bill Pay or write checks to pay for qualified medical expenses
Please use this form to ask a question or comment about this product.
Take advantage of historic low loan rates available on home loans with RCU!
RCU provides free access to OnTrack, an online budgeting tool from our partners at Balance, to help you establish a household budget as a foundation for all your financial decisions.
Join with RCU in "Going Green!" Visit our Green page to learn more!