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An exclusive offer

Bring on the $500 bonus

Available to San Francisco residents.

Receive a $500 Wayfair® gift card for a limited time1

Redwood Credit Union wants to help you make your house a home with this limited-time gift.

  • 1

    Apply for an RCU mortgage to purchase or refinance your home on or before 12/31/2021.

  • 2

    Have a free insurance review with an RCU Insurance Services agent.2

  • 3

    That’s it! You’ll receive your $500 digital Wayfair®3 gift card after closing.

This promotion is exclusively available to San Francisco residents – and only applies to applications for mortgage loans submitted by December 31, 2021.

Why choose an RCU mortgage?

  • Low, competitive rates
  • Flexible fixed- and adjustable-rate options
  • Local, personal service

Better Together

Gain access to more savings and convenient banking options.

  • Whether you choose our free checking account, senior checking, or high-balance checking, you’ll get a debit card that earns rewards for cash back, gift cards, and travel. Learn more.

    Debit rewards available for signature-based transactions on personal accounts only. Business accounts are not eligible for debit rewards.

  • Choose our everyday Visa® Platinum card with an interest rate starting at 8.99% or our premium Visa® Signature Rewards card with unique benefits and features. Learn more.

    Rates as low as 8.99% APR, effective 10/08/2021 and assumes excellent credit. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.

  • When great rates meet local service, you’ll go home with a mortgage you can live with and an experience you’ll love. Learn more.

    CA properties only.

  • Buying the car you love, or selling your old car, is easy with RCU Auto Services. Find your car, get RCU financing, and loan protection all in one convenient place. Learn more.

    RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.

  • RCU Insurance Services is a full-service brokerage with no additional brokerage fees. Get a free quote or speak to an agent for custom home, auto, and business coverage. Learn more.

    Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.

  • Backed by RCU’s commitment to service, our seasoned team of CFS* Financial Advisors provide quality investment products available through CUSO Financial Services, LP. Learn more.

    Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

  • 1Offer valid on mortgage loan applications submitted between from 10/8/2021 through 12/31/2021. $500.00 Wayfair® gift card will be emailed to the RCU Member who (1) resides in and has a physical address in San Francisco County, (2) applies for an RCU mortgage loan on or before 12/31/2021 and receives an RCU mortgage loan for a home purchase or refinance, and (3) receives an insurance review with an RCU Insurance Services (RCUIS) agent. Limit of one $500.00 Wayfair® gift card per Member upon offer completion. To participate, Member must be at least eighteen (18) years of age. Reward will be emailed to the Member thirty (30) days after meeting all the terms and conditions associated with the offer. RCU reserves the right to provide a substitute prize of equal or greater value. Employees of RCU and/or RCUSG, volunteer Officials, and their family members are not eligible to participate in this offer. Certain restrictions may apply. Equal housing lender. CA properties only. Promotion subject to change without notice.

    2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.

    3Wayfair® is a trademark of Wayfair LLC registered in the United States.