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What kinds of rewards are available to Redwood Rewards Members?

Earn valuable rewards points each time you use your RCU Visa® credit or debit card with our free Redwood Rewards program.

How to earn rewards points:

  • Earn 1 point for every $1.00 spent using your RCU Visa Platinum Credit Card.
  • Earn 1.5 points for every $1.00 spent using your RCU Visa Signature® Card. 
  • Earn 1 point for every $2.00 spent using your RCU Visa® Debit Card (signature-based transactions only).
  • Debit and credit card points are combined so you earn rewards faster!

Redeem your points for:

Cash back icon 

Cash Back

Turn your points into cash! Earn 1% cash back (deposited into your RCU account).

 Travel icon


Access exclusive deals for airline tickets, hotel accommodations, car rentals, cruises, and more!

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Gift Cards

Enjoy a variety of gift card reward options including dining, shopping, and entertainment.

Merchandise icon 


Browse hundreds of brand-name rewards including cameras, tablets, and home appliances.

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Event Tickets

From concerts to top sporting events to plays, find tickets to events across the nation that you will love!

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Whether it’s tandem skydiving or a spa day, redeem points for a variety of excursions and entertainment.

For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log into online banking or RCU’s mobile app and go to the Rewards section.

Debit Rewards available for personal accounts only. Business Accounts are not eligible for Debit Rewards. Signature-based transactions only. Cash advance transactions and balance transfers are excluded from earning points.