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Jr. Ranger - Youth Savings (Ages 12 & Under)

Kickstart your child's savings journey

Through April 30th, we'll deposit $10 into new Youth Savings Accounts.*


Help your child learn money management skills with a youth savings account where they can watch their money grow.


Earn dividends

Motivate kids to save more when they see their money earns dividends.

Online & mobile banking

Use our online tools to teach your child how to monitor account balances in real time.

Quarterly newsletter

Fun money-related stories and activities for kids, including savings tips, games, comics, and more.

Rewards for saving money

Get a free one-time gift for reaching a savings balance of $100.

M3 Money Club

Our online superhero adventure site with puzzles, games, stories, podcasts, and more to help kids learn to save and be smart with their money.

Good to know

$10 minimum balance required

Start earning dividends with a minimum balance of $10.

Each account must have an adult over the age of 18

All youth accounts must have a responsible adult (over 18) on the account as well as the child or teen.

Enjoy access to M3 Money Club

Help your child learn about finances in a fun, engaging way

Kids can enjoy learning smart money habits with educational articles, online tips, podcasts, games, and more.

Online Banking

An easy way to teach kids about money management

Showing your child how to use online banking tools at an early age is fun for them, but it also helps you get them started with money management skills that will help them for a lifetime.

How to open an account

Opening an account is easy and we're here to help if you need it.

  • 1

    Apply online

    It takes just minutes. If you aren’t already a Member, have your Social Security number and driver’s license or ID card handy.

  • 2

    Deposit money

    Move money into your new account so you can start using it.

  • 3

    Manage your money online

    Easily manage your money with online and mobile banking.

Open an Account

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

It's never too early to teach your child how to save

Help your child learn how to set goals and manage money.

  • *Offer valid on youth accounts opened between 4/1/2024 through 4/30/2024. $10.00 will be deposited into the savings account of the RCU Jr. Ranger Member (age 12 & under) or $20.00 will be deposited into the savings account of the RCU Jr. Partner Member (age 13-17) who opened a new account within the promotional period. Deposits will be made to the account within 3 business days of account opening. A responsible adult must be added as a joint Member on each youth account. Certain restrictions may apply.