Skip nav to main content.
Mortgage Loans

Where great rates meet local service

Feel comfortable in your home, and confident with your loan.

Explore our home loan options

Already applied? Log in and manage your application.

Not sure where to start? Let us help you.

Contact our Mortgage Team

Custom Rate Quote

We also offer these home loan options:

Tenants in Common (TIC) Loans

TIC agreements are an affordable way to achieve your home ownership dreams.

View TIC Loans

Construction & Lot Loans

Enjoy personalized options and competitive rates for all your construction needs.

View Construction Loans

Reverse Mortgages

Our partners at Alliance Reverse Mortgage allow you to borrow equity in your home.

Learn More

Why choose RCU

Percent sign icon

Competitive Interest Rates

Save money on the biggest purchase you will make – your home – with competitive rates on fixed and variable loans.

Location pin icon

Local Personal Service

Get the high-quality service you know and love from RCU. Our dedicated mortgage team is here to help you throughout the loan process.

Home icon with money bag

No-Closing-Cost Option*

Take your buying power up a notch with RCU’s no-closing-cost option.

See what our Members are saying!

What makes RCU home loans different? Our friendly service from mortgage experts who live in your community and can take the time to find the right loan for you.

RCU Members, Agee Family

Agee Family, Members Since 2019

“Redwood Credit Union was super friendly, and they made us feel like a family that they truly care about. RCU was extremely helpful with thinking outside of the box to help us get to the finish line. They’ve allowed us the flexibility to achieve our financial goals.”

RCU Members, Selvaraj Family

Selvaraj Family, Members Since 2022

“Great rates, cannot beat. Member-centric for real, they care about and value you as a member. I highly recommend RCU and would go to them again. They worked overtime to meet the deadline and were very practical in our loan.”

RCU Member, Darcy Rogers

Darcy Rogers, Member Since 2016

“Everyone from RCU who helped me along the journey made the whole process so smooth and reassuring during a stressful time. I felt like they were on my side as a long life friend and that I could trust them to help guide me. I still can’t believe as a single working mom that I was able to get our beautiful home for my daughter and be able watch her grow up here.”

Have a question?

If you have questions about any part of the home buying process, our mortgage experts are here to help. Schedule an appointment or give us a call at 1 (800) 609-9009.

  • *Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.