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Mortgage Loans

Where great rates meet local service

Feel comfortable in your home, and confident with your loan.

Explore our home loan options

Already applied? Log in and manage your application.

Not sure where to start? Let us help you.

Contact our Mortgage Team

We also offer these home loan options:

Tenants in Common (TIC) Loans

TIC agreements are an affordable way to achieve your home ownership dreams.

View TIC Loans

Construction & Lot Loans

Enjoy personalized options and competitive rates for all your construction needs.

View Construction Loans

Reverse Mortgages

Our partners at Alliance Reverse Mortgage allow you to borrow equity in your home.

Learn More

Why Choose RCU

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Competitive Interest Rates

Save money on the biggest purchase you will make – your home – with competitive rates on fixed and variable loans.

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Local Personal Service

Get the high-quality service you know and love from RCU. Our dedicated mortgage team is here to help you throughout the loan process.

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No-Closing-Cost Option*

Take your buying power up a notch with RCU’s no-closing-cost option.

Have a question?

If you have questions about any part of the home buying process, our mortgage experts are here to help. Schedule an appointment or give us a call at 1 (800) 609-9009.

  • *Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.