Live a greener lifestyle and become more energy independent
Get a solar loan to help you reduce your carbon footprint, lower your monthly energy bills, and reduce pollution.
Overview
Feel good about reducing your environmental impact with a solar loan from RCU.
Rates*
View all rates-
Highlights
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Fixed rate and monthly payments
Don't worry about sudden rate increases and unpredictable payments. Budgeting is easy with fixed loan rates and monthly payments.
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Flexible term lengths
Choose a loan term that works best for your budget. RCU offers longer terms than other institutions, with 60- to 240-month terms available.
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No annual fees
Make your solar conversion even more affordable with no annual fees on RCU solar loans.
Estimate your monthly payment
Let's see what your monthly payment could be
Monthly Payment
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1
Complete an application
Enter a few pieces of information in the online form.
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2
Get approved
Wait for your application to get approved.
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3
Add solar to your home
Use the funds to purchase solar panels for your home.
Why Choose RCU?
At RCU, we're passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
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That's how many chats, emails, and calls were served by our local Member Service Center in 2020.
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Best in State Credit Union by Forbes Magazine
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Hybrid Vehicle Loans
With a hybrid or electric vehicle loan, you can start saving money on gas and help the environment with a more eco-friendly vehicle.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Eco-friendly living that's easy on your budget
Make solar power a reality for your home with an affordable solar loan from RCU.
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*Rates are effective August 11, 2022 and are subject to change without notice. Certain restrictions may apply. Calculate rates & payments.
Rates
RCU's online application
Not a Member?
All RCU loans require Membership with the Credit Union. Start your application now, it only takes a few minutes!
Already a Member?
Log in to RCU online banking to start your prefilled application.
You can become a Member of RCU if you meet any of the following:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Already applied in person or over the phone?
To check the status of your loan, view any loan conditions, or to upload any requested documents.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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