Current Business Rates
Our competitive rates for business loans & savings.
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RCU Business Unsecured Lines of Credit
Business Savings Rates & Fees
Business Choice Checking Rates & Fees
Business Money Market Rates & Fees
Business Certificates Rates & Fees
Business Visa® Platinum Rates & Fees
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Grace period for repayment of balances for purchases |
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Method for computing the balance for purchases |
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Foreign Transaction Fees |
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Transaction Fee for Cash Advances |
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Late Payment Fee |
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Over Limit Fee |
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Rewards Program |
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Rates are effective May 19, 2025 and are subject to change without notice.
*Prime Lending Rate is  as of as published in the Wall Street Journal.
Business Loan Rates & Fees
Business Auto Rates & Fees
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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