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Commercial Real Estate Loans

Finance the perfect space for your business 

Purchase or renovate commercial property with a commercial real estate loan from RCU.


Commercial real estate loans let you invest in property and grow your income.


Flexible terms and structures

Get the right loan to meet your business needs.

Fixed and variable rates

Choose the option that works best for you.

Amortization up to 30 years

Enjoy affordable monthly payments.

Available for most commercial property types

Commercial real estate loans can even be used for multifamily and mixed-use.

Owner/user and investor loans available

Get more flexibility for financing.

Good to know

Expect the process to take time

Commercial real estate loans may be harder to qualify for and can take longer to approve than other business loans.

Stay actively involved

The more actively involved you are with your loan officer, the smoother your process will move.

How to get a commercial real estate loan

All it takes is three simple steps!

  • 1

    Open an account

    Become a Member of Redwood Credit Union.

  • 2

    Apply for a loan

    It only takes a few minutes.

  • 3

    Choose your terms

    Enjoy flexible terms and structures.

Apply for a Commercial Real Estate Loan

Learn how Trevor and Stephanie got their commercial building with help from RCU.

Why Choose RCU?

At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

America's Best Credit Unions by Newsweek 2024

Named one of America’s Best Credit Unions by Newsweek

America's Best Small Employers by Forbes 2023

Recognized by Forbes as one of America’s Best Small Employers 2023

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Fund the property of your dreams

Let us help you invest in your next commercial real estate property.

  • RCU commercial loans are only available on CA properties.